Hansville Collection Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
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7. Profile

Charles M. Greenberg

Construction, Civil Rights, Contract, Collection

Status: In Good Standing

CONTACT

21612 Chinook Rd, Edmonds, WA 98020

Steven L. Olsen

Elder Law, Contract, Collection, Personal Injury

Status: In Good Standing Licensed: 45 Years

CONTACT

1050 Ne Hostmark St, Poulsbo, WA 98370

John Frederick Rapp

Insurance, Collection, Employment Discrimination, Civil Rights

Status: In Good Standing Licensed: 40 Years

CONTACT

2452 Ne Athlon Ct, Poulsbo, WA 98370

Patrick Burpee

Construction, Business, Collection, Consumer Bankruptcy

Status: In Good Standing

CONTACT

12214 Second Avenue Nw, Seattle, WA 98177

Thomas Francis Mcdonough

Civil Rights, Insurance, Collection, Personal Injury, Car Accident

Status: In Good Standing Licensed: 44 Years

CONTACT

510 Bell St, Edmonds, WA 98020

Jonathan Luke

Estate Planning, Civil Rights, Corporate, Collection

Status: In Good Standing

CONTACT

21920 76Th Ave W, Edmonds, WA 98026

Kimberlee Walker Olsen

Landlord-Tenant, Foreclosure, Business & Trade, Collection

Status: In Good Standing Licensed: 26 Years

CONTACT

21920 76Th Ave W, Edmonds, WA 98026

Jonathan Luke

Estate Planning, Civil Rights, Corporate, Collection

Status: In Good Standing Licensed: 19 Years

CONTACT

21920 76Th Ave W, Edmonds, WA 98026

Patrick F. Hussey

Foreclosure, Credit & Debt, Collection, Bankruptcy

Status: Inactive Licensed: 48 Years

CONTACT

Greenbank, WA 98253

Amy Nicole Spitzer

Landlord-Tenant, Estate Planning, Corporate, Collection

Status: In Good Standing Licensed: 10 Years

CONTACT

Everett, WA 98206

800-923-0641

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LEGAL TERMS

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

Hansville Collection Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Charles M. Greenberg

Steven L. Olsen

John Frederick Rapp

Patrick Burpee

Thomas Francis Mcdonough

Jonathan Luke

Kimberlee Walker Olsen

Jonathan Luke

Patrick F. Hussey

Amy Nicole Spitzer

TIPS

LEGAL TERMS

DEFINED CONTRIBUTION PLAN

MEANS TEST

SUBROGATION

SOLE PROPRIETORSHIP

SECURED DEBT

CREDIT INSURANCE

GUARANTOR

PREFERENCE

COLLATERAL

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