Happy Valley Credit & Debt Lawyer, Oregon

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Adam M. Weiner

✓ VERIFIED

Bankruptcy & Debt, Credit & Debt, Collection

Adam Weiner has been practicing law in Oregon since May 1998. After successfully spending many years representing individuals in different types of... (more)

FREE CONSULTATION

CONTACT

503-719-5123

8624 SE 13th Ave, Portland, OR 97202

David W. Schermer

Farms, Child Support, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

21790 Willamette Drive, West Linn, OR 97068

Susan Travis Egnor

Credit & Debt, Collection, Bankruptcy

Status: In Good Standing Licensed: 45 Years

CONTACT

3855 Sw Condor Ave, Happy Valley, OR 97239

Douglas Ricks

Corporate, Bankruptcy, Credit & Debt, Consumer Protection

Status: In Good Standing Licensed: 20 Years

CONTACT

319 SW Washington St, Happy Valley, OR 97204

Steve D Larson

Class Action, Intellectual Property, Employment, Credit & Debt

Status: In Good Standing Licensed: 38 Years

CONTACT

209 SW Oak St, Happy Valley, OR 97204

James Ray Streinz

Real Estate, Credit & Debt, Bankruptcy, Malpractice

Status: In Good Standing

CONTACT

1100 SW 6th Ave, Portland, OR 97204

Conde T. Cox

Litigation, Prosecution, Credit & Debt, Bankruptcy, Federal

Status: In Good Standing Licensed: 44 Years

CONTACT

1001 Sw 5Th Ave., Portland, OR 97204

Ronald T Adams

Civil Rights, Credit & Debt, Intellectual Property

Status: In Good Standing Licensed: 48 Years

CONTACT

805 Sw Broadway, Happy Valley, OR 97205

Gary L. Marcy

Credit & Debt, Bankruptcy

Status: Inactive Licensed: 29 Years

CONTACT

4557 Ne 35Th Pl, Happy Valley, OR 97211

Robert B. Betcone

Land Use & Zoning, Credit & Debt, Environmental Law Other, Business & Trade

Status: In Good Standing Licensed: 32 Years

CONTACT

2701 Nw Vaughn St, Happy Valley, OR 97210

800-923-0641

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800-943-8690

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LEGAL TERMS

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

SAMPLE LEGAL CASES

Capital Credit & Collection Serv., Inc. v. Armani

... SERCOMBE, J. Plaintiff Capital Credit & Collection Services, Inc., a debt collector, brought this action to collect $3,990.57 in principal, interest, and attorney fees on a guaranty of a student loan that defendant signed for a friend, Armani. ...

CAPITAL CREDIT & COLLECTION SERVICE, INC. v. ARMANI

... SERCOMBE, J. Affirmed. SERCOMBE, J. Plaintiff Capital Credit & Collection Services, Inc., a debt collector, brought this action to collect $3,990.57 in principal, interest, and attorney fees on a guaranty of a student loan that defendant signed for a friend, Armani. ...

IN MATTER OF MARRIAGE OF POWELL

... In particular, he asserts that the trial court erred in allocating to him the financial responsibility for the majority of the credit card debt incurred by the parties, in awarding wife the marital residence, in treating husband's half interest in the family cabin as a marital asset, and in ...

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Happy Valley Credit & Debt Lawyer, Oregon

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Adam M. Weiner

David W. Schermer

Susan Travis Egnor

Douglas Ricks

Steve D Larson

James Ray Streinz

Conde T. Cox

Ronald T Adams

Gary L. Marcy

Robert B. Betcone

TIPS

LEGAL TERMS

GENERAL PARTNER

MEANS TEST

WORKOUT

INTEREST

TRUTH IN LENDING ACT (TILA)

GRACE PERIOD

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

IRS EXPENSES

MEETING OF CREDITORS

SAMPLE LEGAL CASES

Capital Credit & Collection Serv., Inc. v. Armani

CAPITAL CREDIT & COLLECTION SERVICE, INC. v. ARMANI

IN MATTER OF MARRIAGE OF POWELL

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