Harper Bankruptcy & Debt Lawyer, Oregon

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Stephanie Williams

Divorce & Family Law

Status: In Good Standing Licensed: 32 Years

CONTACT

251 B St W, Vale, OR 97918

Lung S Hung

General Practice

Status: In Good Standing Licensed: 21 Years

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251 B St, Vale, OR 97918

H Clifford Looney

Government

Status: In Good Standing Licensed: 58 Years

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292 Main St S, Vale, OR 97918

R David Butler

Real Estate, Criminal, Civil & Human Rights, Bankruptcy & Debt

Status: In Good Standing Licensed: 28 Years

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292 Main St S, Vale, OR 97918

Brian T Zanotelli

Lawsuit & Dispute, Criminal, Accident & Injury

Status: In Good Standing Licensed: 26 Years

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160 Main St S, Vale, OR 97918

Larry Sullivan

Family Law, Adoption, Divorce & Family Law

Status: In Good Standing Licensed: 46 Years

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280 A Street E., Vale, OR 97918

Sandijean Irene Fuson

Industry Specialties, Government, Estate, Business

Status: In Good Standing Licensed: 39 Years

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301 A Street, Vale, OR 97918

Francisco J Yraguen

General Practice

Status: In Good Standing Licensed: 54 Years

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380 Alder Rd, Vale, OR 97918

David Rusco Carlson

Criminal

Status: In Good Standing Licensed: 34 Years

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449 Washington Street East, Vale, OR 97918

David R Carlson

Juvenile Law, Criminal

Status: In Good Standing Licensed: 34 Years

CONTACT

449 Washington Street East, Vale, OR 97918

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LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

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Harper Bankruptcy & Debt Lawyer, Oregon

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Stephanie Williams

Lung S Hung

H Clifford Looney

R David Butler

Brian T Zanotelli

Larry Sullivan

Sandijean Irene Fuson

Francisco J Yraguen

David Rusco Carlson

David R Carlson

TIPS

LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

CREDIT INSURANCE

INFRINGEMENT (OF TRADEMARK)

LIQUIDATING PARTNER

PRESUMED ABUSE

MEANS TEST

CHAPTER 7 BANKRUPTCY

FORBEARANCE

FAIR CREDIT BILLING ACT (FCBA)

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