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E. Chris L'Hommedieu
About | Practice Areas
L'Hommedieu Law Office, P.A.
190 Bates Street Lewiston, ME 04240» view map
Bankruptcy & Debt
More Than Just A Law Firm

L'Hommedieu Law Office, P.A. has been providing the best in legal representation in Bankruptcy, Personal Injury, Disability and Family law since 1997.

800-941-5060
1. E. Chris L'Hommedieu Lewiston, ME
  Attorney at Law - ME, 1996
  University of Maine J.D. 1995
2. AboutL'Hommedieu Law Office, P.A.
  More Than Just A Law Firm
3. Practice AreasExpertise
  Bankruptcy & Debt
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E. Christopher L'Hommedieu

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Accident & Injury, Bankruptcy & Debt

Providing the best in legal representation in Bankruptcy, Personal Injury, Disability, and Family law since 1997.

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800-941-5060

190 Bates Street, Lewiston, ME 04240

Aaron P. Burns

Income Tax, Government, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing

CONTACT

Two Monument Square, Portland, ME 04112

Adam J Bean

Estate Planning, Business, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing

CONTACT

850 Main St., Westbrook, ME 04092

Adam J. Bean

Real Estate, Estate, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

1 Portland Square, Portland, ME 04101

Alice A. Neal

Estate Planning, Family Law, Civil Rights, Bankruptcy

Status: In Good Standing

CONTACT

200 High Street, Portland, ME 04101

Andrea N. T. Holbrook

Litigation, Lawsuit & Dispute, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 11 Years

CONTACT

2 Monument Square, Portland, ME 04101

Andrew J. Kull

Real Estate, Electronic Commerce, Business & Trade, Bankruptcy

Status: In Good Standing

CONTACT

40 Boody Street, Brunswick, ME 04011

Andrew R. Sarapas

Bankruptcy & Debt

Status: In Good Standing Licensed: 26 Years

CONTACT

95 Main Street, Auburn, ME 04210

Andrew Tucker Derstine

Juvenile Law, Civil Rights, Collection, Personal Injury

Status: In Good Standing

CONTACT

82 Main St, Bridgton, ME 04009

Andrew M. Dudley

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 29 Years

CONTACT

Brunswick, ME 04011

800-923-0641

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LEGAL TERMS

CCCS

See Consumer Credit Counseling Service.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

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Harrison Bankruptcy & Debt Lawyer, Maine

Sponsored Law Firm

L'Hommedieu Law Office, P.A.

SPONSORED LAWYERS

E. Christopher L'Hommedieu

Aaron P. Burns

Adam J Bean

Adam J. Bean

Alice A. Neal

Andrea N. T. Holbrook

Andrew J. Kull

Andrew R. Sarapas

Andrew Tucker Derstine

Andrew M. Dudley

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LEGAL TERMS

CCCS

UNSECURED DEBT

S CORPORATION

GENERAL PARTNER

CREDIT BUREAU

CREDIT REPORT

TRADE NAME

PRIORITY DEBT

LIEN

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