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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Crystal N. Hopkins

Commercial Real Estate, Immigration, Business, Bankruptcy

Status: In Good Standing Licensed: 17 Years

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Royal Oak, MI 48068

Mark D. Goodman

Bankruptcy & Debt, Divorce & Family Law, Real Estate, Wills & Probate

Status: In Good Standing Licensed: 56 Years

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3280 E. Thirteen Mile Road, Warren, MI 48092

Michelle Friedman Appel

Criminal, Consumer Bankruptcy

Status: In Good Standing Licensed: 44 Years

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13600 Oak Park Blvd, Oak Park, MI 48237

Sean M. Taylor

Other, Reinsurance, Business, Consumer Bankruptcy

Status: In Good Standing Licensed: 42 Years

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27007 Hoover Rd, Warren, MI 48093

Elizabeth Marie Smith

Real Estate, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 23 Years

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28405 Van Dyke Ave, Warren, MI 48093

DeYana Joi Simmons-Howard

Estate Planning, Family Law, Collection, Animal Bite

Status: In Good Standing Licensed: 9 Years

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15843 Wildemere St, Detroit, MI 48238

Michael Ericksen

Immigration, Government, Credit & Debt

Status: In Good Standing Licensed: 37 Years

CONTACT

1515 Genesee Dr, Royal Oak, MI 48073

Stacy M. Davis

Bankruptcy

Status: In Good Standing Licensed: 21 Years

CONTACT

8900 E 13 Mile Rd, Warren, MI 48093

Steven Michael Watmore

Foreclosure, Employee Rights, Family Law, Credit & Debt

Status: In Good Standing Licensed: 11 Years

CONTACT

5309 Lyons Cir N, Warren, MI 48092

800-923-0641

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LEGAL TERMS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

FDCPA

See Fair Debt Collections & Practices Act.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

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Hazel Park Bankruptcy & Debt Lawyer, Michigan, page 5

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Crystal N. Hopkins

Mark D. Goodman

Michelle Friedman Appel

Sean M. Taylor

Elizabeth Marie Smith

DeYana Joi Simmons-Howard

Michael Ericksen

Stacy M. Davis

Steven Michael Watmore

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LEGAL TERMS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

CREDIT REPORT

CREDIT COUNSELING

LOSS DAMAGE WAIVER (LDW)

BULK SALES LAW

ABUSE

FDCPA

GENERAL PARTNER

REDEMPTION

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