Heisson Bankruptcy & Debt Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Collin McKean

✓ VERIFIED

Estate Planning, Bankruptcy, Personal Injury, Family Law, Federal Appellate Practice

CONTACT

360-502-7022

655 W Columbia Way, Vancouver, WA 98660

David Feeney

International, Family Law, Corporate, Bankruptcy

Status: In Good Standing

CONTACT

1112 Daniels Street, Vancouver, WA 98666

Kalkadora Thangkhiew

Bankruptcy & Debt, Divorce & Family Law

Status: In Good Standing

FREE CONSULTATION

CONTACT

1010 Esther Street, Vancouver, WA 98660

Earl W. Jackson

Land Use & Zoning, Estate Planning, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 92 Years

CONTACT

704 E Main St, Battle Ground, WA 98604

Malcolm Errol Johnson

Foreclosure, Construction, Electronic Commerce, Credit & Debt

Status: In Good Standing Licensed: 42 Years

CONTACT

Battle Ground, WA 98604

Ryan Peter Kurtz

Personal Injury, Bankruptcy, Estate Planning, Commercial Real Estate

Status: In Good Standing Licensed: 10 Years

CONTACT

Battle Ground, WA 98604

Jodine Elaine Dixon

Estate Planning, Business & Trade, Commercial Bankruptcy, Guardianships & Conservatorships

Status: In Good Standing Licensed: 10 Years

CONTACT

Battle Ground, WA 98604

W. Keith Goody

Collection, Criminal, Military & Veterans Appeals, Litigation

Status: In Good Standing Licensed: 49 Years

CONTACT

26605 Nw 96Th Court, Battle Ground, WA 98604

Helmut Wallenfels

Administrative Law, Land Use & Zoning, Commercial Bankruptcy, Business & Trade

Status: Inactive Licensed: 59 Years

CONTACT

2616 Ne 389Th St, La Center, WA 98629

Richard S. Ross

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 35 Years

CONTACT

800 Ne Tenney Rd, Vancouver, WA 98685

800-923-0641

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LEGAL TERMS

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

FDCPA

See Fair Debt Collections & Practices Act.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

COLLATERAL

Property that guarantees payment of a secured debt.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

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Heisson Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Collin McKean

David Feeney

Kalkadora Thangkhiew

Earl W. Jackson

Malcolm Errol Johnson

Ryan Peter Kurtz

Jodine Elaine Dixon

W. Keith Goody

Helmut Wallenfels

Richard S. Ross

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LEGAL TERMS

INTEREST

FDCPA

INFRINGEMENT (OF TRADEMARK)

COLLECTION AGENCY

COLLATERAL

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

FAIR CREDIT REPORTING ACT (FCRA)

401(K) PLAN

IRS EXPENSES

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