Henry County, GA Bankruptcy & Debt Lawyers

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Chalcia Rainford
About | Practice Areas
Rainford Law Firm P.C.
4920 N Henry Blvd. Stockbridge, GA 30281» view map
Bankruptcy & Debt Law
Experienced Bankruptcy & Debt Lawyer

Regardless of your situation, Attorney Chalcia Rainford is more than happy to guide you in the direction that will be most beneficial for you!

800-632-9140
1. Chalcia Rainford Stockbridge, GA
  Attorney at Law - GA, 1994
  John Marshall Law School J.D.
2. AboutRainford Law Firm P.C.
  Over 20 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Chalcia Lovine Rainford

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Divorce & Family Law, Bankruptcy & Debt, Divorce, Immigration, Estate

Attorney Chalcia Rainford is a native of Jamaica, West Indies, who has practiced law since 1994. Mrs. Rainford earned her J.D. from John Marshall Law ... (more)

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CONTACT

800-632-9140

4920 N Henry Blvd., Stockbridge, GA 30281

John Clayton Davis

Bankruptcy & Debt, Criminal, Divorce & Family Law, Motor Vehicle, Bankruptcy

Status: In Good Standing Licensed: 43 Years

CONTACT

30 Woodruff Street, Mcdonough, GA 30253

Grant Edward Mcbride

Eminent Domain, Mediation, State & Local Agencies, Consumer Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

2200 Keys Ferry Court, McDonough, GA 30253

Stacey Lynn Butler

Lawsuit, Consumer Bankruptcy, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

155 Eagles Walk, Stockbridge, GA 30281

Stephen F. White

Real Estate, Elder Law, Property & Casualty, Bankruptcy

Status: In Good Standing Licensed: 45 Years

CONTACT

824 Fairways Court, Stockbridge, GA 30281

Robert Anthony Quinn

Real Estate, Business & Trade, Credit & Debt, Property & Casualty

Status: In Good Standing

CONTACT

205 Corporate Center Drive, Stockbridge, GA 30281

Stanley W. Schoolcraft

Child Support, Criminal, Corporate, Bankruptcy

Status: In Good Standing Licensed: 26 Years

CONTACT

289 Jonesboro Road, McDonough, GA 30253

Orion Gregory Webb

Real Estate, Estate, Civil & Human Rights, Consumer Bankruptcy

Status: In Good Standing Licensed: 10 Years

CONTACT

2200 Keys Ferry Ct., Mcdonough, GA 30253

Clay Davis

Mediation, Bankruptcy, DUI-DWI, Divorce, Bankruptcy & Debt

Status: In Good Standing

CONTACT

30 Woodruff Street, Mcdonough, GA 30253

800-923-0641

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LEGAL TERMS

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

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Henry County, GA Bankruptcy & Debt Lawyers

Sponsored Law Firm

Rainford Law Firm P.C.

SPONSORED LAWYERS

Chalcia Lovine Rainford

John Clayton Davis

Grant Edward Mcbride

Stacey Lynn Butler

Stephen F. White

Robert Anthony Quinn

Stanley W. Schoolcraft

Orion Gregory Webb

Clay Davis

TIPS

LEGAL TERMS

CREDITOR

UNSECURED DEBT

TRADE NAME

NO-FAULT INSURANCE

LIEN

NONEXEMPT PROPERTY

LOSS DAMAGE WAIVER (LDW)

SETOFF

DEBIT CARD

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