Heppner Bankruptcy & Debt Lawyer, Oregon

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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John L Ballard

Criminal, Divorce & Family Law, Divorce

Status: In Good Standing

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125 SW 3rd St, Hermiston, OR 97838

Michael Breiling

General Practice

Status: In Good Standing Licensed: 29 Years

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225 Sw Emigrant, Pendleton, OR 97801

Seth W Hantke

Family Law, Divorce, Divorce & Family Law, Business & Trade

Status: In Good Standing Licensed: 23 Years

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334 Se 2Nd Ave, Pendleton, OR 97801

Patrick M Gregg

Accident & Injury, Estate, Lawsuit & Dispute, Real Estate

Status: In Good Standing Licensed: 15 Years

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222 SE Dorion Ave, Pendleton, OR 97801

Brandon C Foy

Criminal, DUI-DWI, Felony

Status: In Good Standing Licensed: 10 Years

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163 W Coe Avenue, Stanfield, OR 97875

Wade Bettis

Bankruptcy, Family Law, Child Custody, Traffic

Status: In Good Standing

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226 SE Byers Street, Pendleton, OR 97801

David M Blanc

Commercial Real Estate, Municipal, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 39 Years

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222 Se Dorion Ave, Pendleton, OR 97801

Dean F Gushwa

Divorce & Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 27 Years

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410 Se Dorion Ave, Pendleton, OR 97801

Robert E Ridgway

Family Law, Business, Bankruptcy

Status: Inactive Licensed: 53 Years

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543 NW 21st, Pendleton, OR 97801

Katherine M Krauel-Hernberg

Child Custody, Bankruptcy

Status: In Good Standing Licensed: 16 Years

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216 SE 4th St, Pendleton, OR 97801

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LEGAL TERMS

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

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Heppner Bankruptcy & Debt Lawyer, Oregon

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

John L Ballard

Michael Breiling

Seth W Hantke

Patrick M Gregg

Brandon C Foy

Wade Bettis

David M Blanc

Dean F Gushwa

Robert E Ridgway

Katherine M Krauel-Hernberg

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LEGAL TERMS

PRESUMED ABUSE

AUTOMATIC STAY

BANKRUPTCY TRUSTEE

GUARANTEED RESERVATION

ACCORD AND SATISFACTION

DISCHARGE (OF DEBTS)

INTEREST

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

DEFINED CONTRIBUTION PLAN

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