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Charles Martin
About | Practice Areas
Law Office of Charles Martin
17461 Irvine Blvd Suite F Tustin, CA 92780» view map
Bankruptcy & Debt
Professional. Affordable. Reliable.

We have 19 years of experience handling thousands of bankruptcies. With our legal assistance we will guide you through the process of bankruptcy.

800-975-9061
1. Charles Martin Tustin, CA
  Attorney at Law - CA, 2003
  Chapman University J.D.
2. AboutLaw Office of Charles Martin
  We love our customers.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Winfield S. Payne

Bankruptcy, Collection, Credit & Debt

Status: In Good Standing

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4308 Lime Street, Riverside, CA 92501

David R Gunnin

Corporate, Banking & Finance, Collection, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

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4648 Riverside Drive, Chino, CA 91710

Arthur W. Shwachman

Workers' Compensation, Family Law, Collection

Status: In Good Standing

FREE CONSULTATION

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1901 West Pacific Avenue, West Covina, CA 91790

Sallie E Barnett

Corporate, Contract, Business Organization, Collection

Status: In Good Standing

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601 S Main St, Corona, CA 92882

Michael R. Lea

Insurance, Business, Collection, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

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134 W. Wilshire Avenue, Fullerton, CA 92832

John Herbert Wunsch

Commercial Real Estate, Litigation, Contract, Collection

Status: In Good Standing Licensed: 41 Years

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21680 Gateway Center Dr, Diamond Bar, CA 91765

Stuart Gregory Steingraber

Real Estate, Estate, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 48 Years

CONTACT

1240 E Ontario Ave, Corona, CA 92881

Arthur William Shwachman

Workers' Compensation, Family Law, Collection

Status: In Good Standing Licensed: 23 Years

CONTACT

1901 W Pacific Ave, West Covina, CA 91790

James Arlen Stearman

Corporate, Collection, Real Estate, Business & Trade

Status: In Good Standing

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1235 North Harbor Boulevard, Fullerton, CA 92832

Mark R Nivinskus

Government, Insurance, Collection

Status: In Good Standing Licensed: 27 Years

CONTACT

134 W Wilshire Ave, Fullerton, CA 92832

800-923-0641

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LEGAL TERMS

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

CREDIT FILE

See credit report.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

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Hesperia Collection Lawyer, California

Sponsored Law Firm

Law Office of Charles Martin

SPONSORED LAWYERS

Winfield S. Payne

David R Gunnin

Arthur W. Shwachman

Sallie E Barnett

Michael R. Lea

John Herbert Wunsch

Stuart Gregory Steingraber

Arthur William Shwachman

James Arlen Stearman

Mark R Nivinskus

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LEGAL TERMS

CREDIT BUREAU

NUISANCE FEES

ABUSE

CREDIT FILE

REPOSSESSION

SETOFF

LOSS DAMAGE WAIVER (LDW)

FRATERNAL BENEFIT SOCIETY BENEFITS

CURRENT MONTHLY INCOME

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