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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Elliot Scott Schlissel

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Divorce & Family Law, Criminal, Real Estate, Wills & Probate, Bankruptcy & Debt

I am available to help my clients 7 days a week.

The Law Offices of Schlissel DeCorpo is composed of attorneys and paralegals who are caring, dedicated professionals contributing experience and exper... (more)

FREE CONSULTATION

CONTACT

800-718-3171

479 Merrick Rd, Lynbrook, NY 11563

Jason Adam Gang

Commercial Real Estate, Wills, Collection

Status: In Good Standing Licensed: 14 Years

CONTACT

1245 Hewlett Plaza, Hewlett, NY 11557

Edward Marvin Grushko

Industry Specialties, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 44 Years

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1800 Rockaway Ave, Hewlett, NY 11557

Michael H. Gerber

Bankruptcy

Status: In Good Standing Licensed: 56 Years

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1340 Noel Ave, Hewlett, NY 11557

Adam Jon Fishbein

Bankruptcy & Debt

Status: In Good Standing Licensed: 31 Years

CONTACT

735 Central Ave, Woodmere, NY 11598

Jack Harold Halperin

Credit & Debt

Status: In Good Standing Licensed: 54 Years

CONTACT

361 Silver Ct, Woodmere, NY 11598

Christal A. Cammock

Divorce & Family Law, Immigration, Estate, Bankruptcy & Debt, Business

Status: In Good Standing Licensed: 5 Years

FREE CONSULTATION

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70 E Sunrise Hwy, Valley Stream, NY 11581

Syma Freda Diamond

Divorce & Family Law, Divorce, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 19 Years

CONTACT

4 Waverly Pl, Lawrence, NY 11559

Santosh Navin Chitalia

Education, Divorce, Collection, Accident & Injury

Status: In Good Standing Licensed: 16 Years

CONTACT

20 E Sunrise Hwy, Valley Stream, NY 11581

Avinoam Cohen

Immigration, Divorce & Family Law, DUI-DWI, Bankruptcy & Debt

Status: In Good Standing Licensed: 19 Years

CONTACT

11 Sunrise Plaza, Valley Stream, NY 11580

800-923-0641

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LEGAL TERMS

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

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Hewlett Bankruptcy & Debt Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Elliot Scott Schlissel

Jason Adam Gang

Edward Marvin Grushko

Michael H. Gerber

Adam Jon Fishbein

Jack Harold Halperin

Christal A. Cammock

Syma Freda Diamond

Santosh Navin Chitalia

Avinoam Cohen

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LEGAL TERMS

REDEMPTION

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

SECRET WARRANTY PROGRAM

DISPOSABLE INCOME

UNSECURED DEBT

BANKRUPTCY

FRAUDULENT TRANSFER

PRESUMED ABUSE

IRS EXPENSES

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