Hiram Bankruptcy & Debt Lawyer, Maine, page 2

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E. Chris L'Hommedieu
About | Practice Areas
L'Hommedieu Law Office, P.A.
190 Bates Street Lewiston, ME 04240» view map
Bankruptcy & Debt
More Than Just A Law Firm

L'Hommedieu Law Office, P.A. has been providing the best in legal representation in Bankruptcy, Personal Injury, Disability and Family law since 1997.

800-941-5060
1. E. Chris L'Hommedieu Lewiston, ME
  Attorney at Law - ME, 1996
  University of Maine J.D. 1995
2. AboutL'Hommedieu Law Office, P.A.
  More Than Just A Law Firm
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
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Eric F. Saunders

Health Care, Business, Bankruptcy

Status: In Good Standing Licensed: 51 Years

CONTACT

59 Tide Mill Rd, Portland, ME 04102

J. William Batten

Bankruptcy, Credit & Debt, Personal Injury, Social Security -- Disability

Status: Inactive Licensed: 51 Years

CONTACT

2 Stonebrook Road, Scarborough, ME 04074

Barry E. Schklair

Tax, Immigration, Estate, Consumer Protection, Bankruptcy

Status: In Good Standing

CONTACT

419 Alfred St, Biddeford, ME 04005

Jennifer G. Hayden

Bankruptcy, Foreclosure, Credit & Debt

Status: In Good Standing

CONTACT

419 Alfred Street, Biddeford, ME 04005

Tanya Sambatakos

Bankruptcy, Foreclosure, Credit & Debt

Status: In Good Standing

CONTACT

419 Alfred Street, Biddeford, ME 04005

James F. Molleur

Bankruptcy, Foreclosure, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing

CONTACT

419 Alfred Street, Biddeford, ME 04005

David S. Sherman

Real Estate, Litigation, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 36 Years

CONTACT

84 Marginal Way, Portland, ME 04101

Christopher J. Keach

Bankruptcy, Consumer Rights

Status: In Good Standing Licensed: 10 Years

CONTACT

419 Alfred Street, Biddeford, ME 04005

J. Scott Logan

Bankruptcy & Debt, Bankruptcy, Credit & Debt, Foreclosure

Status: In Good Standing

FREE CONSULTATION

CONTACT

75 Pearl Street, Portland, ME 04101

Benjamin E. Marcus

Corporate, Banking & Finance, Reorganization, Bankruptcy

Status: In Good Standing Licensed: 38 Years

CONTACT

84 Marginal Way, Portland, ME 04101

800-923-0641

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LEGAL TERMS

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

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Hiram Bankruptcy & Debt Lawyer, Maine, page 2

Sponsored Law Firm

L'Hommedieu Law Office, P.A.

SPONSORED LAWYERS

Eric F. Saunders

J. William Batten

Barry E. Schklair

Jennifer G. Hayden

Tanya Sambatakos

James F. Molleur

David S. Sherman

Christopher J. Keach

J. Scott Logan

Benjamin E. Marcus

TIPS

LEGAL TERMS

DISPOSABLE INCOME

REAFFIRMATION

CREDITOR

DEFINED CONTRIBUTION PLAN

MEANS TEST

LIQUIDATING PARTNER

SETOFF

NONEXEMPT PROPERTY

DISCHARGEABLE DEBTS

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