Houston County, MN Bankruptcy & Debt Lawyers, page 3

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Bethany Danner
About | Practice Areas
Morris Law Group PA
7380 France Ave S. Suite 250 Edina, MN 55435» view map
Bankruptcy & Debt
We Are Experts In What We Do

Whether it’s your home or business, you are important to us. Reach out today to set up a meeting with one of our experienced Edina lawyers.

952-832-2000
1. Bethany Danner Edina, MN
  Attorney at Law- MN, 2015
2. AboutMorris Law Group PA
  We Are Experts In What We Do
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Not enough matches for Houston Bankruptcy & Debt lawyer.
Below are all Houston lawyers.

David L Schultz

General Practice

Status: Suspended Licensed: 48 Years

CONTACT

Caledonia, MN 55921

James A Schultz

General Practice

Status: Deceased Licensed: 56 Years

CONTACT

501 S Jefferson St, Houston, MN 55943

William V Von Arx

General Practice

Status: Deceased Licensed: 67 Years

CONTACT

218 South Kingston St, Caledonia, MN 55921

Jillellyn Bernadette Storlie

General Practice

Status: In Good Standing Licensed: 39 Years

CONTACT

20333 County Road 8, Spring Grove, MN 55974

Walter Phillip Michels

General Practice

Status: In Good Standing Licensed: 30 Years

CONTACT

47060 Queen'S Cove Circle, La Crescent, MN 55947

Judy A Gernander

General Practice

Status: Retired Licensed: 59 Years

CONTACT

9839 State 16, Houston, MN 55943

Gerard J Oflaherty

General Practice

Status: In Good Standing Licensed: 54 Years

CONTACT

640 Shore Acres Road, La Crescent, MN 55947

David W Nord

General Practice

Status: Suspended Licensed: 73 Years

CONTACT

Caledonia, MN 55921

John H Rippe

General Practice

Status: Deceased Licensed: 79 Years

CONTACT

110 East Main Street, Caledonia, MN 55921

Robert E Lee

General Practice

Status: Deceased Licensed: 75 Years

CONTACT

116 N Winnebago St, Caledonia, MN 55921

800-923-0641

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LEGAL TERMS

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

FDCPA

See Fair Debt Collections & Practices Act.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

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Houston County, MN Bankruptcy & Debt Lawyers, page 3

Sponsored Law Firm

Morris Law Group PA

SPONSORED LAWYERS

David L Schultz

James A Schultz

William V Von Arx

Jillellyn Bernadette Storlie

Walter Phillip Michels

Judy A Gernander

Gerard J Oflaherty

David W Nord

John H Rippe

Robert E Lee

TIPS

LEGAL TERMS

INTEREST

NONDISCHARGEABLE DEBTS

401(K) PLAN

PRESUMED ABUSE

FDCPA

DEBIT CARD

FAIR CREDIT REPORTING ACT (FCRA)

UNSECURED DEBT

TRUTH IN LENDING ACT (TILA)

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