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Gregory Messer
About | Practice Areas
Law Offices of Gregory Messer
26 Court Street Suite 2400 Brooklyn, NY 11242» view map
Bankruptcy & Debt
It's Time For A Fresh Start

Experienced bankruptcy attorney Gregory Messer will work with you personally to set your mind at ease and relieve the strain you’re facing from personal or business debt.

800-887-8940
1. Gregory Messer Brooklyn, NY
  Attorney at Law - NY, 1978
  Albany Law School J.D. 1977
2. AboutLaw Offices of Gregory Messer
  Providing debt relief for individual and business clients in the New York City area for more than three decades.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Jack Gladstein

Bankruptcy, Divorce, Immigration, Commercial Real Estate, Wills

Status: In Good Standing

FREE CONSULTATION

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11821 Queens Boulevard, Forest Hills, NY 11375

Heather Lynn Gregg

Bankruptcy, Commercial Real Estate, Condominiums, Contract

Status: In Good Standing

FREE CONSULTATION

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108-18 Queens Boulevard, Forest Hills, NY 11375

Jeffrey R. Notarbartolo

Real Estate, Civil & Human Rights, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 42 Years

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1978 Flatbush Ave, Brooklyn, NY 11234

Joseph Yaakov Balisok

Tax, Real Estate, Lawsuit & Dispute, Bankruptcy & Debt

Status: In Good Standing

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251 Troy Ave, Brooklyn, NY 11213

Miriam Michael Lazofsky

Real Estate, Estate, Bankruptcy, Bankruptcy & Debt

Status: Suspended Licensed: 69 Years

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10314 Avenue M, Brooklyn, NY 11236

Miriam Lazofsky

Real Estate, Trusts, Contract, Bankruptcy

Status: In Good Standing Licensed: 68 Years

CONTACT

10314 Avenue M, Brooklyn, NY 11236

Maria Shteysel

Real Estate, Criminal, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 13 Years

CONTACT

2209 E 59Th Pl, Brooklyn, NY 11234

Jerry Carlyle Edwin

Bankruptcy & Debt, Accident & Injury, Estate, Divorce & Family Law

Status: In Good Standing Licensed: 15 Years

CONTACT

784 Remsen Ave, Brooklyn, NY 11236

Bradley Russell Bailyn

Commercial Real Estate, Business & Trade, Contract, Bankruptcy

Status: In Good Standing Licensed: 21 Years

CONTACT

6301 Mill Ln, Brooklyn, NY 11234

Lesley Veronica Benjamin

Immigration, Government Agencies, Child Support, Bankruptcy

Status: In Good Standing Licensed: 27 Years

CONTACT

906 Herkimer St, Brooklyn, NY 11233

800-923-0641

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LEGAL TERMS

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

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Howard Beach Bankruptcy & Debt Lawyer, New York

Sponsored Law Firm

Law Offices of Gregory Messer

SPONSORED LAWYERS

Jack Gladstein

Heather Lynn Gregg

Jeffrey R. Notarbartolo

Joseph Yaakov Balisok

Miriam Michael Lazofsky

Miriam Lazofsky

Maria Shteysel

Jerry Carlyle Edwin

Bradley Russell Bailyn

Lesley Veronica Benjamin

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LEGAL TERMS

COLLECTION AGENCY

ADMINISTRATIVE EXPENSES

SOLE PROPRIETORSHIP

SETOFF

FORBEARANCE

SUBROGATION

UNDUE HARDSHIP

AUTOMATIC STAY

FAIR CREDIT BILLING ACT (FCBA)

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