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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Robert T. Park

Animal Bite, Arbitration, Collection, Commercial Insurance

Status: In Good Standing

CONTACT

1600 Fourth Avenue, Rock Island, IL 61201

Amy L. Keys

Business Organization, Collection, Construction Liens, Contract

Status: In Good Standing

CONTACT

1600 Fourth Avenue, Rock Island, IL 61201

Stephen Gene Andich

Collection, Residential Real Estate, Wills & Probate, Estate

Status: In Good Standing

CONTACT

1800 3rd Avenue, Rock Island, IL 61201

John S. Callas

Litigation, Federal Appellate Practice, Divorce & Family Law, Bankruptcy, Construction

Status: In Good Standing

CONTACT

329 18Th St, Rock Island, IL 61201

John M. Vandevelde

Divorce, Bankruptcy

Status: In Good Standing Licensed: 15 Years

CONTACT

329 18Th St, Rock Island, IL 61201

Bruce Buckrop

Bankruptcy

Status: In Good Standing Licensed: 48 Years

CONTACT

329 18Th St, Rock Island, IL 61201

Michael Arthur Williams

International, Bankruptcy, Bankruptcy & Debt, Personal Injury

Status: In Good Standing Licensed: 53 Years

CONTACT

423 17Th Street, Rock Island, IL 61201

Joel Deutsch

Litigation, Divorce & Family Law, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 52 Years

CONTACT

1819 3Rd Ave, Rock Island, IL 61201

Bruce A. Buckrop

Bankruptcy, Bankruptcy & Debt, Federal

Status: In Good Standing Licensed: 48 Years

CONTACT

114 19Th Street, Rock Island, IL 61201

Joel Allister Deutsch

Litigation, Bankruptcy

Status: In Good Standing Licensed: 52 Years

CONTACT

1825 3Rd Avenue, Rock Island, IL 61201

800-923-0641

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LEGAL TERMS

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

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Illinois City Bankruptcy & Debt Lawyer, Illinois

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PMJ PLLC

SPONSORED LAWYERS

Robert T. Park

Amy L. Keys

Stephen Gene Andich

John S. Callas

John M. Vandevelde

Bruce Buckrop

Michael Arthur Williams

Joel Deutsch

Bruce A. Buckrop

Joel Allister Deutsch

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LEGAL TERMS

NONEXEMPT PROPERTY

TRUTH IN LENDING ACT (TILA)

FAIR CREDIT BILLING ACT (FCBA)

GARNISHMENT

CREDIT BUREAU

WINDING UP

CREDITOR

INFRINGEMENT (OF TRADEMARK)

HOUSEHOLDER

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