Jacksonville Bankruptcy & Debt Lawyer, Florida, page 4


Susan N Novak

Trade Associations, International, Litigation, Commercial Bankruptcy
Status:  In Good Standing           

Austin T Hamilton

Litigation, Civil Rights, Contract, Credit & Debt
Status:  In Good Standing           Licensed:  12 Years

Charles Walker McBurney

Lawsuit & Dispute, Family Law, Business, Bankruptcy & Debt, Medical Malpractice
Status:  In Good Standing           

Amanda Clay Rolfe

Contract, Civil Rights, Litigation, Credit & Debt
Status:  In Good Standing           Licensed:  22 Years

Stephen Francis Albee

Civil Rights, Bankruptcy, Federal Trial Practice, Consumer Bankruptcy
Status:  In Good Standing           Licensed:  31 Years

Edward Lee Kelly

Commercial Real Estate, Litigation, Banking & Finance, Credit & Debt
Status:  In Good Standing           

Jesse Ellsworth Summers

Business, Bankruptcy
Status:  In Good Standing           Licensed:  19 Years

Aleksas Andrius Barauskas

Real Estate, Federal Trial Practice, Business & Trade, Credit & Debt
Status:  In Good Standing           Licensed:  15 Years

Todd Matthew Davis

Other, Civil & Human Rights, Business, Consumer Bankruptcy
Status:  In Good Standing           Licensed:  16 Years

Michael Jonathan Zeigerman

Civil Rights, Contract, Credit & Debt, Personal Injury
Status:  In Good Standing           Licensed:  10 Years

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800-943-8690

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TIPS

Lawyer.com can help you easily and quickly find Jacksonville Bankruptcy & Debt Lawyers and Jacksonville Bankruptcy & Debt Law Firms. Refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)
Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

FDCPA

See Fair Debt Collections & Practices Act.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)
A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)
Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

FCRA

See Fair Credit Reporting Act.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)
A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)
Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

CCCS

See Consumer Credit Counseling Service.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)
A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.