Daytona Beach Bankruptcy & Debt Lawyer, Florida

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James Turner
About | Practice Areas
N. James Turner, Attorney at Law
100 S. Bumby Avenue Orlando, FL 32803» view map
Bankruptcy & Debt Law
Debt Collection Defense

Consumer Rights Attorney – providing affordable legal services for debt collector harassment, and debt collection defense

888-877-5103
1. James Turner Orlando, FL
  Attorney at Law, FL
  University of Miami School of Law, J.D. 1975
2. AboutN. James Turner, Attorney at Law
  Debt Collection Defense
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Jeffrey Alan Klein

Alimony & Spousal Support, Adoption, Banking & Finance, Bankruptcy

Status: In Good Standing

CONTACT

747 South Ridgewood Avenue, Daytona Beach, FL 32114

Walter J. Snell

Bankruptcy & Debt, Estate, Business, Criminal, Real Estate

Status: In Good Standing Licensed: 37 Years

FREE CONSULTATION

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436 N Peninsula Dr, Daytona Beach, FL 32118

Sheryl Simonetta Zust

Bankruptcy, Credit & Debt, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 32 Years

FREE CONSULTATION

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4649 S. Clyde Morris Blvd., Ste 610, Port Orange, FL 32129

Armistead Ellis

Family Law, Business, Bankruptcy

Status: In Good Standing Licensed: 47 Years

CONTACT

Daytona Beach, FL 32115

Heidi M. Crimins

Dispute Resolution, Federal Appellate Practice, Family Law, Bankruptcy

Status: In Good Standing

CONTACT

251 N Ridgewood Ave, Daytona Beach, FL 32114

Chelsea Nicole Abend

Labor Law, Administrative Law, Collection, Animal Bite

Status: In Good Standing Licensed: 9 Years

CONTACT

1190 Champions Dr, Daytona Beach, FL 32124

John Roberts

Immigration, Estate Planning, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 23 Years

CONTACT

300 Interchange Blvd, Ormond Beach, FL 32174

Robert James Mara

Credit & Debt, Commercial Real Estate, Bankruptcy, Estate Planning

Status: In Good Standing Licensed: 15 Years

CONTACT

555 W Granada Blvd, Ormond Beach, FL 32174

Dorothy V Maier

Employee Rights, Civil Rights, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 43 Years

CONTACT

435 S Ridgewood Ave, Daytona Beach, FL 32114

Richard James Osterndorf

Construction, Trusts, Corporate, Credit & Debt

Status: In Good Standing Licensed: 59 Years

CONTACT

Daytona Beach, FL 32115

800-923-0641

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LEGAL TERMS

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

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Daytona Beach Bankruptcy & Debt Lawyer, Florida

Sponsored Law Firm

N. James Turner, Attorney at Law

SPONSORED LAWYERS

Jeffrey Alan Klein

Walter J. Snell

Sheryl Simonetta Zust

Armistead Ellis

Heidi M. Crimins

Chelsea Nicole Abend

John Roberts

Robert James Mara

Dorothy V Maier

Richard James Osterndorf

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LEGAL TERMS

BANKRUPTCY TRUSTEE

MEETING OF CREDITORS

REAFFIRMATION

COSIGNER

LIMITED PARTNERSHIP

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

GRACE PERIOD

DEFINED CONTRIBUTION PLAN

REPOSSESSION

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