Daytona Beach Credit & Debt Lawyer, Florida

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James Turner
About | Practice Areas
N. James Turner, Attorney at Law
100 S. Bumby Avenue Orlando, FL 32803» view map
Bankruptcy & Debt Law
Debt Collection Defense

Consumer Rights Attorney – providing affordable legal services for debt collector harassment, and debt collection defense

888-877-5103
1. James Turner Orlando, FL
  Attorney at Law, FL
  University of Miami School of Law, J.D. 1975
2. AboutN. James Turner, Attorney at Law
  Debt Collection Defense
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Sheryl Simonetta Zust

Bankruptcy, Credit & Debt, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 33 Years

FREE CONSULTATION

CONTACT

4649 S. Clyde Morris Blvd., Ste 610, Port Orange, FL 32129

John Roberts

Immigration, Estate Planning, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 23 Years

CONTACT

300 Interchange Blvd, Ormond Beach, FL 32174

Robert James Mara

Credit & Debt, Commercial Real Estate, Bankruptcy, Estate Planning

Status: In Good Standing Licensed: 15 Years

CONTACT

555 W Granada Blvd, Ormond Beach, FL 32174

Dorothy V Maier

Employee Rights, Civil Rights, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 43 Years

CONTACT

435 S Ridgewood Ave, Daytona Beach, FL 32114

Richard James Osterndorf

Construction, Trusts, Corporate, Credit & Debt

Status: In Good Standing Licensed: 59 Years

CONTACT

Daytona Beach, FL 32115

Robert Kevin Korey

Commercial Real Estate, Estate, Elder Law, Contract, Credit & Debt

Status: In Good Standing

CONTACT

595 W Granada Blvd, Ormond Beach, FL 32174

John Leo Locker

Credit & Debt, Personal Injury, Social Security, Elder Law

Status: In Good Standing Licensed: 45 Years

CONTACT

265 Perfect Dr, Daytona Beach, FL 32124

Matthew Evan Peterson

Trusts, Estate Planning, Civil Rights, Contract, Credit & Debt

Status: In Good Standing Licensed: 10 Years

CONTACT

418 Canal St, New Smyrna Beach, FL 32168

Mary Reid Mayo Morelly

Trusts, Family Law, Civil Rights, Credit & Debt

Status: In Good Standing Licensed: 12 Years

CONTACT

2525 Travelers Palm Dr, Edgewater, FL 32141

Christopher Blaine Paul

Litigation, Civil Rights, Corporate, Credit & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

142 E New York Ave, Deland, FL 32724

800-923-0641

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LEGAL TERMS

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

CCCS

See Consumer Credit Counseling Service.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

FCBA

See Fair Credit Billing Act.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

SAMPLE LEGAL CASES

Rogers v. Rogers

... In addition to these few assets, the parties accumulated various debts during the marriage. Besides the loan on the Mountaineer, the parties had credit card debt totaling approximately $5000. The parties also owed $23,707.21 on the Wife's student loan. ...

Cunningham v. MBNA AMERICA BANK, NA

... 5th DCA 2004). Such a reading of the counterclaim demonstrates that Mr. Cunningham's claims for violations of the FDCPA and the FCCPA, and for abuse of process, attack MBNA's alleged misuse of the arbitration process to secure payment of a credit card debt. ...

Morgan v. Wilkins

... any person who offers or extends credit creating a debt or to whom a debt is owed, but does not include any person to the extent they receive an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another. (Emphasis added). ...

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Daytona Beach Credit & Debt Lawyer, Florida

Sponsored Law Firm

N. James Turner, Attorney at Law

SPONSORED LAWYERS

Sheryl Simonetta Zust

John Roberts

Robert James Mara

Dorothy V Maier

Richard James Osterndorf

Robert Kevin Korey

John Leo Locker

Matthew Evan Peterson

Mary Reid Mayo Morelly

Christopher Blaine Paul

TIPS

LEGAL TERMS

GARNISHMENT

SECURED DEBT

COSIGNER

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

CCCS

FRATERNAL BENEFIT SOCIETY BENEFITS

FCBA

INTEREST

GUARANTOR

SAMPLE LEGAL CASES

Rogers v. Rogers

Cunningham v. MBNA AMERICA BANK, NA

Morgan v. Wilkins

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