Jasper Credit & Debt Lawyer, Tennessee

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Barbara Sims Arthur

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Bankruptcy & Debt, Credit & Debt, Collection

Barbara Sims Arthur, a native of Chattanooga, Tennessee, has practiced law in Chattanooga and Rossville since 1977. Barbara Sims Arthur is licensed in... (more)

FREE CONSULTATION

CONTACT

423-697-9016

3335 Ringgold Rd, Chattanooga, TN 37412

Alexander Keith Mcveagh

Litigation, Family Law, Insurance, Credit & Debt

Status: In Good Standing

CONTACT

600 Market Street, Chattanooga, TN 37402

Carmen Yvette Wiley Ware

Labor Law, Insurance, Credit & Debt, Products Liability

Status: In Good Standing Licensed: 21 Years

CONTACT

200 W Martin Luther King Blvd, Chattanooga, TN 37402

Camden Ballard Scearce

Wills & Probate, Corporate, Reorganization, Credit & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

1413 Chestnut Street, Chattanooga, TN 37402

Myrlene R Marsa

Business Organization, Credit & Debt, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 31 Years

CONTACT

835 Georgia Ave, Chattanooga, TN 37402

Clifton Richard Henry

Commercial Real Estate, International, Wills & Probate, Credit & Debt

Status: In Good Standing Licensed: 21 Years

CONTACT

832 Georgia Avenue, Chattanooga, TN 37402

Laura Floyd Ketcham

Insurance, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 20 Years

CONTACT

832 Georgia Ave, Chattanooga, TN 37402

Robert Dann

Commercial Real Estate, Real Estate, Wills & Probate, Credit & Debt

Status: In Good Standing Licensed: 43 Years

CONTACT

832 Georgia Ave, Chattanooga, TN 37402

David James Fulton

Corporate, Credit & Debt, Commercial Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 47 Years

CONTACT

620 Lindsay St, Chattanooga, TN 37403

Bruce C. Bailey

Litigation, Reorganization, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

605 Chestnut St, Chattanooga, TN 37450

800-923-0641

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LEGAL TERMS

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

... The homeowners subsequently refinanced their home with a bank. The bank paid off the homeowners' debt to the credit union, and recorded its own deed of trust securing its loan. At that same time, the loan and deed of trust was assigned to a second bank. ...

PHOENIX CREDIT v. Akers

... Appellant obtained a credit card from Appellee's predecessor in interest, and defaulted on payment of the debt. ... Ms. Akers made payments on the credit card debt, including a payment of $136.00 on February 17, 2005, and a payment of $131.00 on March 18, 2005. ...

Ford Motor Credit Company v. Luna

... Luna asserted that the Marshall County courts lacked jurisdiction over Ford Credit's action because he had previously filed a lawsuit in federal court for violation of the Fair Debt Collection Practices Act, and because Ford Credit's action was filed in retaliation for his federal ...

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Jasper Credit & Debt Lawyer, Tennessee

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Barbara Sims Arthur

Alexander Keith Mcveagh

Carmen Yvette Wiley Ware

Camden Ballard Scearce

Myrlene R Marsa

Clifton Richard Henry

Laura Floyd Ketcham

Robert Dann

David James Fulton

Bruce C. Bailey

TIPS

LEGAL TERMS

ACCORD AND SATISFACTION

CREDIT COUNSELING

HOUSEHOLDER

CURRENT MONTHLY INCOME

FRATERNAL BENEFIT SOCIETY BENEFITS

PRIORITY DEBT

MEANS TEST

DISCHARGEABLE DEBTS

PRESUMED ABUSE

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

PHOENIX CREDIT v. Akers

Ford Motor Credit Company v. Luna

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