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Ronald Lasko
About | Practice Areas
R. Lasko Co. LPA, LLC
1406 W 6th St STE 200, Cleveland, OH 44113» view map
Business, Estate, Real Estate, Employment
Competent Legal Representation

Let R. Lasko Co. LPA, LLC handle all your legal needs today!

216-574-2602
1. Ronald Lasko Cleveland, OH
  Attorney at Law, OH
  Cleveland-Marshall College of Law, J.D. 1976
2. AboutR. Lasko Co. LPA, LLC
  Competent Legal Representation
3. Practice AreasExpertise
  Business Law
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Allen Lewis Welch

Real Estate, Wills & Probate, Estate, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 44 Years

CONTACT

101 W Sandusky St, Findlay, OH 45840

Thomas Patrick Kemp

Litigation, Criminal, Collection, Personal Injury

Status: In Good Standing Licensed: 46 Years

CONTACT

539 S Main St, Findlay, OH 45840

Sarah June Corney

Construction, Employee Rights, Bankruptcy, Medical Malpractice

Status: In Good Standing Licensed: 14 Years

CONTACT

220 W Sandusky St, Findlay, OH 45840

Patrick Allen Sadowski

Tax, Elder Law, Corporate, Collection

Status: In Good Standing Licensed: 19 Years

CONTACT

510 S Main St, Findlay, OH 45840

Stephen Allen Roepke

Tax, Litigation, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 43 Years

CONTACT

510 S Main St, Findlay, OH 45840

Stephanie Michelle Wykes

Federal Appellate Practice, Family Law, Criminal, Collection

Status: In Good Standing Licensed: 21 Years

CONTACT

318 Dorney Plaza, Findlay, OH 45840

Robert Bruce Hollister

Litigation, Agriculture, Corporate, Bankruptcy

Status: In Good Standing

CONTACT

128 E Front St, Findlay, OH 45840

Bradley Scott Warren

Litigation, Family Law, Commercial Bankruptcy, Products Liability

Status: In Good Standing

CONTACT

128 E Front St, Findlay, OH 45840

Bryan Howard Ward

Estate, Elder Law, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 31 Years

CONTACT

525 S Main St, Ada, OH 45810

Patterson W. Higgins

Traffic, Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 52 Years

CONTACT

114 W Front St, Findlay, OH 45840

800-923-0641

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LEGAL TERMS

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

Jenera Bankruptcy & Debt Lawyer, Ohio

Sponsored Law Firm

R. Lasko Co. LPA, LLC

SPONSORED LAWYERS

Allen Lewis Welch

Thomas Patrick Kemp

Sarah June Corney

Patrick Allen Sadowski

Stephen Allen Roepke

Stephanie Michelle Wykes

Robert Bruce Hollister

Bradley Scott Warren

Bryan Howard Ward

Patterson W. Higgins

TIPS

LEGAL TERMS

LIEN

COLLECTION AGENCY

NONEXEMPT PROPERTY

SETOFF

PREFERENCE

FAIR CREDIT REPORTING ACT (FCRA)

GUARANTEED RESERVATION

PRESUMED ABUSE

CREDITOR

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