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Roland V. Combs III
About | Practice Areas
Roland V. Combs III & Associates PLC
4401 NW 4th St Suite 121 Oklahoma City, OK 73107» view map
Bankruptcy & Debt
Over 35 Years Of Experience

The Law Firm of Roland V. Combs III & Associates PLC knows how to ward off relentless debt collectors and get you back on track to a stable financial future.

800-827-4970
1. Roland Combs Oklahoma City, OK
  Attorney at Law - OK, 1985
  University of Oklahoma J.D. 1984
2. AboutRoland V. Combs III & Associates PLC
  Hundreds Counseled & Represented.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Dimitrios H. panagopoulos

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Personal Injury, Bankruptcy & Debt, Medical Malpractice, Slip & Fall Accident

Dimitrios Panagopoulos grew up in Northern Indiana. He graduated from Valparaiso University with a B.S. degree. After Valparaiso, Dimitrios attended P... (more)

FREE CONSULTATION

CONTACT

800-730-4861

6226 E 101st Street, Tulsa, OK 74137

Benjamin C. Perrine

Business Organization, Corporate, Mental Health, Bankruptcy

Status: In Good Standing

CONTACT

320 South Boston Avenue, Tulsa, OK 74103

J. Scott McWilliams

Bankruptcy, DUI-DWI, Estate Planning, Trusts

Status: In Good Standing

CONTACT

1612 S. Cincinnati, Tulsa, OK 74119

Melissa Minton Schmidt

Dispute Resolution, Bad Faith Insurance, Collection, Construction, Insurance

Status: In Good Standing

FREE CONSULTATION

CONTACT

850 Boulder Towers, 1437 South Boulder Avenue, Tulsa, OK 74119

Dana Michelle McDaniel

Wills, Wills & Probate, Estate Planning, Bankruptcy

Status: In Good Standing

CONTACT

7318 South Yale Avenue, Tulsa, OK 74136

Grant E. Cheadle

Bankruptcy, Business Organization, Contract, Estate Planning

Status: In Good Standing

CONTACT

1723 E 71st Street, Tulsa, OK 74136

Kathy Burch

Tax, Wills & Probate, Corporate, Collection

Status: In Good Standing

CONTACT

4715 E 91st St, Tulsa, OK 74137

Billy Joe Ellington

Adoption, Bankruptcy & Debt, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

2008 4Th St, Pawnee, OK 74058

Stuart Lee Tate

Elder Law, Bankruptcy & Debt, Gift Taxation, Tax

Status: In Good Standing

CONTACT

Fairfax, OK 74637

Dan Richard Byrd

Litigation, Health Care Other, Administrative Law, Consumer Bankruptcy

Status: In Good Standing

CONTACT

312 S Duck St, Stillwater, OK 74074

800-923-0641

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LEGAL TERMS

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

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Jennings Bankruptcy & Debt Lawyer, Oklahoma

Sponsored Law Firm

Roland V. Combs III & Associates PLC

SPONSORED LAWYERS

Dimitrios H. panagopoulos

Benjamin C. Perrine

J. Scott McWilliams

Melissa Minton Schmidt

Dana Michelle McDaniel

Grant E. Cheadle

Kathy Burch

Billy Joe Ellington

Stuart Lee Tate

Dan Richard Byrd

TIPS

LEGAL TERMS

DISCHARGEABLE DEBTS

LIABILITY

INTEREST

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

ABUSE

GENERAL PARTNER

GUARANTOR

SECRET WARRANTY PROGRAM

MEETING OF CREDITORS

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