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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
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5. Visit:
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7. Profile

Stan N Johnston

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Deceased Licensed: 55 Years

CONTACT

Brinnon, WA 98320

Wade R Johnston

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: In Good Standing Licensed: 80 Years

CONTACT

Brinnon, WA 98320

Patricia Lee Jackson

Estate Planning, Family Law, Civil Rights, Collection, Divorce

Status: In Good Standing Licensed: 44 Years

CONTACT

Carlsborg, WA 98324

Olivia Anne d'Acquisto

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Suspended Licensed: 45 Years

CONTACT

Carlsborg, WA 98324

Mary Elizabeth Schmitt

Bankruptcy, Real Estate, Trusts, Personal Injury

Status: In Good Standing

CONTACT

278 A, Friday Harbor, WA 98250

Lisa P Anderson

Commercial Bankruptcy, Commercial Real Estate, Civil Rights, Construction

Status: Inactive Licensed: 44 Years

CONTACT

Friday Harbor, WA 98250

Mark Walter Heckele

Commercial Real Estate, Corporate, Business, Bankruptcy

Status: In Good Standing Licensed: 15 Years

CONTACT

Friday Harbor, WA 98250

Elaine M. Brown

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Suspended Licensed: 82 Years

CONTACT

1528 San Juan Dr, Friday Harbor, WA 98250

Angela Maria Anderson

Real Estate, Lawsuit & Dispute, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 18 Years

CONTACT

Friday Harbor, WA 98250

Nancy F Chaffee

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 67 Years

CONTACT

54 Blake Way, Friday Harbor, WA 98250

800-923-0641

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

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Joyce Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Stan N Johnston

Wade R Johnston

Patricia Lee Jackson

Olivia Anne d'Acquisto

Mary Elizabeth Schmitt

Lisa P Anderson

Mark Walter Heckele

Elaine M. Brown

Angela Maria Anderson

Nancy F Chaffee

TIPS

LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

REPOSSESSION

CREDIT BUREAU

TRADE DRESS

NUISANCE FEES

GARNISHMENT

FORBEARANCE

SECRET WARRANTY PROGRAM

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