Kalama Bankruptcy & Debt Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
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6. Website
7. Profile

Kimberly LaRae Bailey

Commercial Bankruptcy, Commercial Real Estate, Contract, International Other

Status: Inactive Licensed: 45 Years

CONTACT

227 Simmons Rd, Kalama, WA 98625

Deanna L Cornelison

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: In Good Standing Licensed: 44 Years

CONTACT

103 Carrolls Ave, Carrolls, WA 98609

Marlene K. Coleman

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Suspended Licensed: 85 Years

CONTACT

Carrolls, WA 98609

Deborah Lynn Pirner

Eminent Domain, Litigation, Business, Bankruptcy

Status: In Good Standing Licensed: 26 Years

CONTACT

257 Runyan Rd, Woodland, WA 98674

Stewart Dean Feil

Contract, Constitutional Law, Estate Planning, Commercial Bankruptcy

Status: In Good Standing Licensed: 14 Years

CONTACT

Kelso, WA 98626

Candy S. Fountain

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 40 Years

CONTACT

625 Carroll Rd, Kelso, WA 98626

Geneva Kay Knutson

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Suspended Licensed: 40 Years

CONTACT

369 Gun Club Rd, Woodland, WA 98674

Tracy Donell Lloyd

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 17 Years

CONTACT

268 Insel Rd, Woodland, WA 98674

Cheryl A Chambers

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Suspended Licensed: 19 Years

CONTACT

362 Maranatha Rd, Kelso, WA 98626

Darrel S. Ammons

Elder Law, Contract, Collection, Personal Injury

Status: In Good Standing Licensed: 36 Years

CONTACT

871 11Th Ave, Longview, WA 98632

800-923-0641

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LEGAL TERMS

FCRA

See Fair Credit Reporting Act.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

Kalama Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Kimberly LaRae Bailey

Deanna L Cornelison

Marlene K. Coleman

Deborah Lynn Pirner

Stewart Dean Feil

Candy S. Fountain

Geneva Kay Knutson

Tracy Donell Lloyd

Cheryl A Chambers

Darrel S. Ammons

TIPS

LEGAL TERMS

FCRA

AUTOMATIC STAY

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

INTEREST

MEANS TEST

CHAPTER 7 BANKRUPTCY

FAIR CREDIT BILLING ACT (FCBA)

CREDIT REPORT

CREDITOR

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