Katy Credit & Debt Lawyer, Texas

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Benjamin Sanchez
About | Practice Areas
Sanchez Law Firm
150 W. Parker Rd. 3rd Floor Houston, TX 77076» view map
Real Estate
Excellence In Action

We advocate for our clients in and out of court. When you and the system meet head on, you need an attorney who is experienced, credible, and active.

800-785-3351
1. Benjamin Sanchez Houston, TX
  Attorney at Law - TX, 1998
  University of Houston J.D. 1997
2. AboutSanchez Law Firm
  Excellence In Action
3. Practice AreasExpertise
  Real Estate
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Daniel Amando Ruiz

Family Law, Administrative Law, Credit & Debt, Personal Injury, Business & Trade

Status: In Good Standing

CONTACT

22720 Morton Ranch Rd, Katy, TX 77449

Ruth Ann Colvin

Environmental Law Other, Workers' Compensation, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

1400 Ravello Rd, Katy, TX 77449

John Robert Jones

Bankruptcy & Debt, Credit & Debt, Intellectual Property, Bankruptcy

Status: In Good Standing Licensed: 34 Years

CONTACT

6026 Remson Hollow Lane, Katy, TX 77494

S Robert Fling

Construction, Litigation, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 21 Years

CONTACT

5518 5Th St, Katy, TX 77493

James Heston

Immigration, Credit & Debt, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 31 Years

CONTACT

Katy, TX 77491

James B. Heston

Immigration, Credit & Debt, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 31 Years

CONTACT

Katy, TX 77491

Jeffrey Robert Matthews

Construction, Litigation, Family Law, Credit & Debt

Status: In Good Standing Licensed: 31 Years

CONTACT

Katy, TX 77492

John Wesley Taylor

Commercial Real Estate, Litigation, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 21 Years

CONTACT

22503 Katy Fwy, Katy, TX 77450

William Zachary Powell

Litigation, Oil & Gas, Health Care Other, Credit & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

21320 Provincial Blvd, Katy, TX 77450

Kimberly F. Soard

Dispute Resolution, Credit & Debt, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 28 Years

CONTACT

3722 Bristleleaf Dr, Katy, TX 77449

800-923-0641

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LEGAL TERMS

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

FCBA

See Fair Credit Billing Act.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

... Tommy L. Eaves appeals the jury's verdict against him in Unifund CCR Partners ("Unifund Partners") suit to collect unpaid credit-card debt. We affirm. BACKGROUND. Citibank issued an AT & T credit card to Eaves, and Eaves made purchases with the card. ...

Dulong v. Citibank (South Dakota), NA

... 892 OPINION. Opinion by Justice RICHTER. This case involves a traditional summary judgment in a credit card debt collection matter. Citibank (South Dakota), NA ("Citibank") sued Donna Dulong to recover the balance owed on a credit card (the "Credit Card"). ...

Martinez v. Midland Credit Management, Inc.

... denied), argued that Midland was not entitled to proceed on a sworn account theory to recover a credit card debt. At the hearing on Martinez's Motion for New Trial, Midland argued that its claim was one for breach of contract. ...

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Katy Credit & Debt Lawyer, Texas

Sponsored Law Firm

Sanchez Law Firm

SPONSORED LAWYERS

Daniel Amando Ruiz

Ruth Ann Colvin

John Robert Jones

S Robert Fling

James Heston

James B. Heston

Jeffrey Robert Matthews

John Wesley Taylor

William Zachary Powell

Kimberly F. Soard

TIPS

LEGAL TERMS

DISPOSABLE INCOME

401(K) PLAN

FAIR CREDIT REPORTING ACT (FCRA)

DEBIT CARD

NONEXEMPT PROPERTY

FCBA

WORKOUT

IRS EXPENSES

TRADE DRESS

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

Dulong v. Citibank (South Dakota), NA

Martinez v. Midland Credit Management, Inc.

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