Kelso Bankruptcy & Debt Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Stewart Dean Feil

Contract, Constitutional Law, Estate Planning, Commercial Bankruptcy

Status: In Good Standing Licensed: 14 Years

CONTACT

Kelso, WA 98626

Cheryl A Chambers

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Suspended Licensed: 19 Years

CONTACT

362 Maranatha Rd, Kelso, WA 98626

Candy S. Fountain

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 40 Years

CONTACT

625 Carroll Rd, Kelso, WA 98626

Deanna L Cornelison

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: In Good Standing Licensed: 44 Years

CONTACT

103 Carrolls Ave, Carrolls, WA 98609

Marlene K. Coleman

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Suspended Licensed: 85 Years

CONTACT

Carrolls, WA 98609

Norman C. Dick

Insurance, Collection, Litigation, Civil Rights

Status: Inactive Licensed: 41 Years

CONTACT

133 Beacon Hill Dr, Longview, WA 98632

Elizabeth Lee Marrs

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: In Good Standing Licensed: 44 Years

CONTACT

1011 Washington Way, Longview, WA 98632

Dannette L. Wicken

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: In Good Standing Licensed: 78 Years

CONTACT

1011 Washington Way, Longview, WA 98632

Shannon Zoe Imboden

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: In Good Standing Licensed: 89 Years

CONTACT

1011 Washington Way, Longview, WA 98632

Deena Louise Dolbey

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: In Good Standing Licensed: 45 Years

CONTACT

1011 Washington Way, Longview, WA 98632

800-923-0641

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LEGAL TERMS

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

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Kelso Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Stewart Dean Feil

Cheryl A Chambers

Candy S. Fountain

Deanna L Cornelison

Marlene K. Coleman

Norman C. Dick

Elizabeth Lee Marrs

Dannette L. Wicken

Shannon Zoe Imboden

Deena Louise Dolbey

TIPS

LEGAL TERMS

REDEMPTION

UNSECURED DEBT

INTEREST

FORBEARANCE

REAFFIRMATION

AUTOMATIC STAY

CHAPTER 7 BANKRUPTCY

DEBIT CARD

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

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