Kenmore Bankruptcy & Debt Lawyer, Washington, page 4

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Jason Newcombe
About Us | Services
Washington Law Group, PLLC
10700 Meridian Ave N #108 Seattle, WA 98133Â» view map
Bankruptcy & Debt, Chapter 7, Chapter 13
CONTACT US FOR A CONSULTATION

Bankruptcy is unquestionably one of the most powerful financial tools on the planet. Yet, many people struggle for years before even learning how easy it can be to qualify.

800-699-2370
1. Jason Newcombe Seattle, WA
  Attorney at Law - WA, 1999
  Boston College Law School, J.D. - 1997
2. About UsServing Washington
  Offices in Seattle, Bellevue, Tacoma, Everett, and Olympia
3. ServicesExperienced Attorneys
  We always offer a free initial consultation and case evaluation
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Michael E Lapin

International Tax, Corporate, Contract, Commercial Bankruptcy

Status: In Good Standing Licensed: 28 Years

CONTACT

22100 Bothell Everett Hwy, Bothell, WA 98021

Eric G. Halsne

Employment Discrimination, Business & Trade, Commercial Bankruptcy, Intellectual Property

Status: In Good Standing Licensed: 14 Years

CONTACT

18507 64Th Ave Ne, Bothell, WA 98028

Richard John Powers

Corporate, Land Use & Zoning, Estate Planning, Commercial Bankruptcy

Status: Deceased Licensed: 61 Years

CONTACT

16617 104Th Ave Ne, Bothell, WA 98011

Jay Henry Zulauf

Contract, Civil Rights, Litigation, Commercial Bankruptcy

Status: In Good Standing Licensed: 54 Years

CONTACT

16534 Shore Dr Ne, Seattle, WA 98155

Edwin Bullock Sterner

Securities, Corporate, Contract, Commercial Bankruptcy

Status: In Good Standing Licensed: 45 Years

CONTACT

3836 Ne 189Th Pl, Seattle, WA 98155

Barry Alan Keech

Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

20126 Ballinger Way Ne, Seattle, WA 98155

Nema Koohmaraie

Corporate, Landlord-Tenant, Commercial Bankruptcy, Immigration

Status: In Good Standing Licensed: 10 Years

CONTACT

15300 Bothell Way Ne, Seattle, WA 98155

Neeta Srivastav Saran

Contract, Commercial Bankruptcy, Intellectual Property, Corporate

Status: In Good Standing Licensed: 22 Years

CONTACT

7437 NE 121st St, Kirkland, WA 98034

Kirk Raymond Klaas

Business & Trade, Corporate, Contract, Commercial Bankruptcy

Status: In Good Standing Licensed: 21 Years

CONTACT

12113 Ne 162Nd Pl, Bothell, WA 98011

Kelly Scott Dougan

Criminal, Collection, Family Law

Status: Inactive Licensed: 30 Years

CONTACT

22402 44Th Ave W, Mountlake Terrace, WA 98043

800-923-0641

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LEGAL TERMS

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

CREDIT FILE

See credit report.

NONPROFIT CORPORATION

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or f... (more...)

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or for some public purpose (such as a hospital, environmental organization or literary society). Nonprofit corporations, despite the name, can make a profit, but the business cannot be designed primarily for profit-making purposes, and the profits must be used for the benefit of the organization or purpose the corporation was created to help. When a nonprofit corporation dissolves, any remaining assets must be distributed to another nonprofit, not to board members. As with for-profit corporations, directors of nonprofit corporations are normally shielded from personal liability for the organization's debts. Some nonprofit corporations qualify for a federal tax exemption under _ 501(c)(3) of the Internal Revenue Code, with the result that contributions to the nonprofit are tax deductible by their donors.

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Kenmore Bankruptcy & Debt Lawyer, Washington, page 4

Sponsored Law Firm

Washington Law Group, PLLC

SPONSORED LAWYERS

Michael E Lapin

Eric G. Halsne

Richard John Powers

Jay Henry Zulauf

Edwin Bullock Sterner

Barry Alan Keech

Nema Koohmaraie

Neeta Srivastav Saran

Kirk Raymond Klaas

Kelly Scott Dougan

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LEGAL TERMS

CREDITOR

LIABILITY

FAIR CREDIT REPORTING ACT (FCRA)

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

MEANS TEST

LIEN

CREDIT REPORT

CREDIT FILE

NONPROFIT CORPORATION

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