Kernville Bankruptcy Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Ashton Everett Dunn

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Bankruptcy, Estate

Ashton Dunn proudly serves Ridgecrest, CA and the neighboring communities in the areas of Bankruptcy, Estate, General Practice law.

CONTACT

760-375-6100

139 N Balsam, Ridgecrest, CA 93556

Lisa Anne Holder

Workout, Reorganization, Bankruptcy, Bankruptcy

Status: In Good Standing

CONTACT

3710 Earnhardt Dr, Bakersfield, CA 93306

Vincent Andrew Gorski

Family Law, Business, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

309 Truxtun Avenue, Bakersfield, CA 93301

Robert Stanley Williams

Bankruptcy & Debt, Bankruptcy

Status: In Good Standing Licensed: 48 Years

FREE CONSULTATION

CONTACT

2441 G Street, Bakersfield, CA 93301

Patrick Kavanagh

Bankruptcy & Debt, Bankruptcy, Collection

Status: In Good Standing Licensed: 43 Years

FREE CONSULTATION

CONTACT

1331 L St, Bakersfield, CA 93301

David Max Gardner

Bankruptcy

Status: In Good Standing Licensed: 37 Years

CONTACT

930 Truxtun Ave, Bakersfield, CA 93301

D. Max Gardner

Lawsuit & Dispute, Criminal, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

930 Truxtun Ave, Bakersfield, CA 93301

Leonard Kaiser Welsh

Consumer Bankruptcy, Commercial Bankruptcy, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 44 Years

CONTACT

1800 30th Street, Bakersfield, CA 93301

Phillip Walter Gillet

Commercial Real Estate, Gift Taxation, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

2225 E St, Bakersfield, CA 93301

Donald Charles Oldaker

Natural Resources, Family Law, Contract, Bankruptcy

Status: In Good Standing Licensed: 31 Years

CONTACT

1430 Truxtun Ave, Bakersfield, CA 93301

800-923-0641

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LEGAL TERMS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

FCBA

See Fair Credit Billing Act.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

SAMPLE LEGAL CASES

Jaffe v. Pacelli

... ALDRICH, J. I. INTRODUCTION. In this case, the superior court entered a judgment against a debtor, Zenaida C. Pacelli (Pacelli), that included an award of attorney fees. Years later, Pacelli sought to discharge the debt in bankruptcy court. ... 2. The bankruptcy proceedings. ...

Imperial Merchant Services, Inc. v. Hunt

... section 3287, for a total of $179.41. 385 Hunt filed a voluntary petition for bankruptcy in the United States Bankruptcy Court for the Northern District of California (the bankruptcy action). Shortly thereafter, Hunt filed a putative ...

Aceves v. US BANK NA

... deed of trust on her residence. About two years into the loan, she could not afford the monthly payments and filed for bankruptcy under chapter 7 of the Bankruptcy Code (11 USC Â§Â§ 701-784). She intended to convert the chapter ...

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Kernville Bankruptcy Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Ashton Everett Dunn

Lisa Anne Holder

Vincent Andrew Gorski

Robert Stanley Williams

Patrick Kavanagh

David Max Gardner

D. Max Gardner

Leonard Kaiser Welsh

Phillip Walter Gillet

Donald Charles Oldaker

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LEGAL TERMS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

PRIORITY DEBT

CREDITOR

FCBA

BANKRUPTCY TRUSTEE

INTEREST

CREDIT COUNSELING

COLLECTION AGENCY

NONDISCHARGEABLE DEBTS

SAMPLE LEGAL CASES

Jaffe v. Pacelli

Imperial Merchant Services, Inc. v. Hunt

Aceves v. US BANK NA

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