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Lauren Pruett
About | Practice Areas
Gale, Angelo, Johnson & Pruett, P.C.
1430 Blue Oaks Blvd Suite 250 Roseville, CA 95747» view map
Bankruptcy & Debt Law
Results Driven Representation

Our mission is to give your real results in multiple practice areas including family law, bankruptcy, and consumer litigation.

800-988-9181
1. Lauren Pruett Roseville, CA
  Attorney at Law- CA, 2015
  McGeorge School of Law, J.D.
2. AboutGale, Angelo, Johnson & Pruett, P.C.
  Effective, Innovative, Results Driven Representation.
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Rosedeep Kaur Sangha

Bankruptcy & Debt, Estate, Immigration, Lawsuit & Dispute, Real Estate

Status: In Good Standing Licensed: 10 Years

CONTACT

2921 Sandstone St, Turlock, CA 95382

Nelson Francisco Gomez

Other, Real Estate, Government, Bankruptcy

Status: In Good Standing Licensed: 42 Years

CONTACT

4043 Geer Rd, Hughson, CA 95326

Matthew Blake Wilson

International Tax, Bankruptcy, Contract, Health Care, Business

Status: In Good Standing Licensed: 10 Years

CONTACT

1 University Cir, Turlock, CA 95382

Matthew Blake Wilson

International Tax, Bankruptcy, Contract, Health Care, Business

Status: In Good Standing Licensed: 16 Years

CONTACT

1 University Cir, Turlock, CA 95382

Axel Brando Gomez

Bankruptcy

Status: In Good Standing

CONTACT

600 E Main St, Turlock, CA 95380

Joseph Toshimi Sniezek

Government, Trusts, Family Law, Bankruptcy

Status: In Good Standing Licensed: 25 Years

CONTACT

430 Crane Ave, Turlock, CA 95380

Brian Scott Haddix

Real Estate, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 21 Years

CONTACT

1224 I St, Modesto, CA 95354

Eric James Sousa

Agriculture, Trusts, Corporate, Credit & Debt

Status: In Good Standing Licensed: 20 Years

CONTACT

100 Sycamore Ave, Modesto, CA 95354

David Michael Spieker

Accident & Injury, Bankruptcy & Debt, Criminal, Estate, Immigration

Status: In Good Standing Licensed: 23 Years

FREE CONSULTATION

CONTACT

744 Millbank Drive, Modesto, CA 95357

Melanie Ann Full

Estate Planning, Environmental Law Other, Securities, Bankruptcy

Status: In Good Standing Licensed: 17 Years

CONTACT

600 Yosemite Blvd, Modesto, CA 95354

800-923-0641

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LEGAL TERMS

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

FDCPA

See Fair Debt Collections & Practices Act.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

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Keyes Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Gale, Angelo, Johnson & Pruett, P.C.

SPONSORED LAWYERS

Rosedeep Kaur Sangha

Nelson Francisco Gomez

Matthew Blake Wilson

Matthew Blake Wilson

Axel Brando Gomez

Joseph Toshimi Sniezek

Brian Scott Haddix

Eric James Sousa

David Michael Spieker

Melanie Ann Full

TIPS

LEGAL TERMS

CREDIT COUNSELING

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

PRESUMED ABUSE

WINDING UP

NONDISCHARGEABLE DEBTS

ABUSE

DOING BUSINESS AS (DBA)

FDCPA

MEANS TEST

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