Kittitas Bankruptcy & Debt Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
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7. Profile

Joyce Heritage

Motor Vehicle, DUI-DWI, Criminal, Credit & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

Cle ELum, WA 98922

Cathy Ann Busha

Family Law, Elder Law, Contract, Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

1206 N Dolarway Rd, Ellensburg, WA 98926

Reed C. Gardner

Commercial Real Estate, Estate Planning, Family Law, Bankruptcy

Status: Deceased Licensed: 58 Years

CONTACT

1206 N Dolarway Rd, Ellensburg, WA 98926

Jon Peter Ferguson

State Government, Civil Rights, Insurance, Consumer Bankruptcy

Status: In Good Standing Licensed: 50 Years

CONTACT

610 Meadow View Dr, Ellensburg, WA 98926

Michael Jerome Thorner

Land Use & Zoning, Estate Planning, Life & Health, Commercial Bankruptcy

Status: In Good Standing

CONTACT

Yakima, WA 98907

Michael Frederick Shinn

Land Use & Zoning, Elder Law, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 40 Years

CONTACT

Yakima, WA 98907

Terry C Schmalz

Land Use & Zoning, Environmental Law Other, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 59 Years

CONTACT

Yakima, WA 98907

Seth Michael Reynolds

Corporate, Credit & Debt, Collection, Consumer Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

980 Lancaster Rd, Selah, WA 98942

Robert Jay Reynolds

Landlord-Tenant, Foreclosure, Federal, Bankruptcy

Status: In Good Standing Licensed: 50 Years

CONTACT

980 Lancaster Rd, Selah, WA 98942

Van Noy Culpepper

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 49 Years

CONTACT

Yakima, WA 98907

800-923-0641

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LEGAL TERMS

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

FDCPA

See Fair Debt Collections & Practices Act.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

Kittitas Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Joyce Heritage

Cathy Ann Busha

Reed C. Gardner

Jon Peter Ferguson

Michael Jerome Thorner

Michael Frederick Shinn

Terry C Schmalz

Seth Michael Reynolds

Robert Jay Reynolds

Van Noy Culpepper

TIPS

LEGAL TERMS

DEFINED CONTRIBUTION PLAN

WORKOUT

FDCPA

TRADE NAME

NONEXEMPT PROPERTY

FAIR CREDIT REPORTING ACT (FCRA)

CREDIT REPORT

CHAPTER 13 PLAN

FCRA

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