Lake Isabella Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Joseph Dean Bussone

Family Law, Contract, Credit & Debt, Medical Malpractice

Status: In Good Standing

CONTACT

4208 Cactus St, Lake Isabella, CA 93240

Lisa Anne Holder

Workout, Reorganization, Bankruptcy, Bankruptcy

Status: In Good Standing

CONTACT

3710 Earnhardt Dr, Bakersfield, CA 93306

Edward Joseph Quirk

Real Estate, Family Law, Business, Bankruptcy

Status: In Good Standing Licensed: 53 Years

CONTACT

Bakersfield, CA 93306

Tara Kaye Haner

Dispute Resolution, Criminal, Collection, Accident & Injury

Status: In Good Standing Licensed: 23 Years

CONTACT

5525 Willow Wind Way, Bakersfield, CA 93308

James Allen Hanson

Divorce & Family Law, Criminal, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 42 Years

CONTACT

5420 Wingfoot Dr, Bakersfield, CA 93306

Robert Paul Georgi

Employment, Criminal, Business, Bankruptcy & Debt

Status: Inactive Licensed: 28 Years

CONTACT

4409 Center St, Bakersfield, CA 93306

Stephen Finley Rudin

Divorce & Family Law, Civil & Human Rights, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

21848 Ferncuko St, Mojave, CA 93561

Gary G. Hood

Bankruptcy & Debt

Status: In Good Standing Licensed: 42 Years

CONTACT

90 W Doris Ave, Porterville, CA 93257

Vincent Andrew Gorski

Family Law, Business, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

309 Truxtun Avenue, Bakersfield, CA 93301

Neil Schwartz

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

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730, 21st Street., Bakersfield, CA 93301

800-923-0641

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LEGAL TERMS

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

CCCS

See Consumer Credit Counseling Service.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

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Lake Isabella Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Joseph Dean Bussone

Lisa Anne Holder

Edward Joseph Quirk

Tara Kaye Haner

James Allen Hanson

Robert Paul Georgi

Stephen Finley Rudin

Gary G. Hood

Vincent Andrew Gorski

Neil Schwartz

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LEGAL TERMS

C CORPORATION

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

GRACE PERIOD

CCCS

MEANS TEST

ABUSE

COLLECTION AGENCY

IRS EXPENSES

PRESUMED ABUSE

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