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Lanark Bankruptcy & Debt Lawyer, Illinois

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Thomas Laye Lawyer

Thomas Laye

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Accident & Injury, Divorce & Family Law, Estate, Bankruptcy & Debt, Business

Thomas was born and raised in Cherry Valley, Illinois. He attended Western Illinois University where he received his Bachelor’s in Law Enforcement a... (more)

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815-962-0044

308 West State Street, Rockford, IL 61101
Profile LAWPOINTS™76/100
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Betsy Shaulis

Civil Rights, Banking & Finance, Collection, Personal Injury
Status:  In Good Standing           Licensed:  18 Years
CONTACT
100 South Broad Street, Lanark, IL 61046
Profile LAWPOINTS™34/100
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Constance Augsburger

Civil Rights, Collection, Estate Planning, Federal Appellate Practice
Status:  In Good Standing           Licensed:  41 Years
CONTACT
301 E Brayton Rd, Mount Morris, IL 61054
Profile LAWPOINTS™24/100
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Michelle Buckwalter-schurman

Family Law, Divorce, Adoption, Bankruptcy
Status:  In Good Standing           Licensed:  29 Years
CONTACT
209 E Main St, Morrison, IL 61270
Profile LAWPOINTS™34/100
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Michelle Beth Buckwalter-schurman

Family Law, Divorce, Adoption, Bankruptcy
Status:  In Good Standing           Licensed:  29 Years
CONTACT
209 E Main St, Morrison, IL 61270
Profile LAWPOINTS™34/100
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Lon Richey

DUI-DWI, Civil Rights, Bankruptcy, Personal Injury
Status:  In Good Standing           Licensed:  48 Years
CONTACT
209 East Main Street, Morrison, IL 61270
Profile LAWPOINTS™34/100
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Lon Mason Richey

DUI-DWI, Civil Rights, Bankruptcy, Personal Injury
Status:  In Good Standing           Licensed:  47 Years
CONTACT
225 E Main St, Morrison, IL 61270
Profile LAWPOINTS™34/100
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Daniel Huffman

Divorce & Family Law, Criminal, Bankruptcy, Wills & Probate
Status:  In Good Standing           Licensed:  26 Years
CONTACT
209 E. Main St., Morrison, IL 61270
Profile LAWPOINTS™32/100
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Trent Bush

Employee Rights, Civil Rights, Banking & Finance, Collection
Status:  In Good Standing           Licensed:  25 Years
CONTACT
202 E 5Th St, Sterling, IL 61081
Profile LAWPOINTS™34/100
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Trent Lyle Bush

Landlord-Tenant, Civil Rights, Banking & Finance, Collection
Status:  In Good Standing           Licensed:  25 Years
CONTACT
202 E 5Th St, Sterling, IL 61081
Profile LAWPOINTS™34/100
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Lawyer.com can help you easily and quickly find Lanark Bankruptcy & Debt Lawyers and Lanark Bankruptcy & Debt Law Firms. Refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)
A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)
A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

COLLATERAL

Property that guarantees payment of a secured debt.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)
The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)
Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)
A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

FCBA

See Fair Credit Billing Act.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)
The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

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