Lanham Credit & Debt Lawyer, Maryland
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1-5 of 5 matches. Page 1 of 1
6411 Ivy Lane, Greenbelt, MD 20770
Profile LAWPOINTS™59/100
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6411 Ivy Lane, Greenbelt, MD 20770
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Christopher L. Hamlin
Litigation, Criminal, Credit & Debt, Bankruptcy & Debt
Status: In Good Standing
6411 Ivy Lane, Greenbelt, MD 20770
Profile LAWPOINTS™55/100
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Michelle Ericka Stawinski
Real Estate, Lawsuit & Dispute, Credit & Debt, Bankruptcy & Debt
Status: In Good Standing
Riverdale, MD 20738
Profile LAWPOINTS™32/100
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Shakisha Ayana O'Connor
Credit & Debt, Litigation, Civil Rights, Federal Trial Practice
Status: In Good Standing
6411 Ivy Lane, Greenbelt, MD 20770
Profile LAWPOINTS™19/100
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Easily find Lanham Credit & Debt Lawyers and Lanham Credit & Debt Law Firms. For more attorneys, search all Bankruptcy & Debt areas including Bankruptcy, Collection, Reorganization and Workout attorneys.
LEGAL TERMS
DISPOSABLE INCOME
The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)
The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.
AUTOMATIC STAY
An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)
An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.
MEETING OF CREDITORS
A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)
A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.
BULK SALES LAW
A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)
A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.
REAFFIRMATION
An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)
An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.
ABUSE
Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)
Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.
NONPROFIT CORPORATION
A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or f... (more...)
A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or for some public purpose (such as a hospital, environmental organization or literary society). Nonprofit corporations, despite the name, can make a profit, but the business cannot be designed primarily for profit-making purposes, and the profits must be used for the benefit of the organization or purpose the corporation was created to help. When a nonprofit corporation dissolves, any remaining assets must be distributed to another nonprofit, not to board members. As with for-profit corporations, directors of nonprofit corporations are normally shielded from personal liability for the organization's debts. Some nonprofit corporations qualify for a federal tax exemption under _ 501(c)(3) of the Internal Revenue Code, with the result that contributions to the nonprofit are tax deductible by their donors.
DEBT COLLECTOR
A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)
A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.
UNDUE HARDSHIP
The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)
The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.
SAMPLE LEGAL CASES
APPLICATION OF STERN
... Instead, he continued to increase his debt until no one would extend 1251 him further credit. ...
In 2002, the applicant entered law school, where he accumulated $58,000 in student loan debt
and continued to make no effort to pay the delinquent retail credit debt. ...
FORD MOTOR CREDIT COMPANY, LLC v. Roberson
... During the proceedings, Ford Motor Credit filed a motion for summary judgment, asserting that
it did not violate the discharge injunction as a matter of fact or law, was not a "debt collector" as
that term is used in the Fair Debt Collection Practices Act, 15 USC § 1692 et seq. ...
IN THE MATTER OF APPLICATION OF STERN
... Instead, he continued to increase his debt until no one would extend him further credit. ... In 2002,
the applicant entered law school, where he accumulated $58,000 in student loan debt and
continued to make no effort to pay the delinquent retail credit debt. ...
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