Laporte Bankruptcy & Debt Lawyer, Minnesota

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Bethany Danner
About | Practice Areas
Morris Law Group PA
7380 France Ave S. Suite 250 Edina, MN 55435» view map
Bankruptcy & Debt
We Are Experts In What We Do

Whether it’s your home or business, you are important to us. Reach out today to set up a meeting with one of our experienced Edina lawyers.

952-832-2000
1. Bethany Danner Edina, MN
  Attorney at Law- MN, 2015
2. AboutMorris Law Group PA
  We Are Experts In What We Do
3. Practice AreasExpertise
  Bankruptcy & Debt
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Daniel Coltman Bredemus

General Practice

Status: In Good Standing Licensed: 20 Years

CONTACT

6983 N Steam Lake Dr Nw, Laporte, MN 56461

Michael Rodney Ruffenach

Family Law, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

23665 Otter Drive, Laporte, MN 56461

Gary M Hazelton

Personal Injury, Accident & Injury

Status: In Good Standing Licensed: 40 Years

CONTACT

110 Mag Seven Court Sw, Bemidji, MN 56601

James Wright Haskell

Real Estate, Estate, Divorce & Family Law, Accident & Injury

Status: In Good Standing Licensed: 50 Years

CONTACT

205 7Th St Nw, Bemidji, MN 56601

Blair Nelson

Litigation, White Collar Crime, Criminal

Status: In Good Standing Licensed: 28 Years

CONTACT

205 7th St NW Ste 3, Bemidji, MN 56601

Donald George Kirchner

Landlord-Tenant, Traffic, Employment, Divorce

Status: In Good Standing Licensed: 38 Years

CONTACT

205 7Th Street N.W., Bemidji, MN 56601

Tom Kuesel

Criminal, Personal Injury, Family Law

Status: In Good Standing

CONTACT

518 Beltrami Ave NW, Bemidji, MN 56601

Valerie Field

Native People, Family Law, Estate Planning, Domestic Violence & Neglect

Status: In Good Standing

CONTACT

522 Beltrami Avenue, Bemidji, MN 56601

Mark Laun Rodgers

Wrongful Termination, Employment, Medical Malpractice, Accident & Injury

Status: In Good Standing

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1421 Bemidji Ave N, Bemidji, MN 56601

Robert M Wallner

Real Estate, Estate, Criminal, Business

Status: In Good Standing Licensed: 46 Years

CONTACT

514 America Avenue, Bemidji, MN 56601

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LEGAL TERMS

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

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Laporte Bankruptcy & Debt Lawyer, Minnesota

Sponsored Law Firm

Morris Law Group PA

SPONSORED LAWYERS

Daniel Coltman Bredemus

Michael Rodney Ruffenach

Gary M Hazelton

James Wright Haskell

Blair Nelson

Donald George Kirchner

Tom Kuesel

Valerie Field

Mark Laun Rodgers

Robert M Wallner

TIPS

LEGAL TERMS

CREDIT BUREAU

ADMINISTRATIVE EXPENSES

CREDIT REPORT

NONEXEMPT PROPERTY

TRUTH IN LENDING ACT (TILA)

FAIR CREDIT BILLING ACT (FCBA)

MEETING OF CREDITORS

DISPOSABLE INCOME

GUARANTOR

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