Larkspur Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Malcolm Ruthven

Bankruptcy & Debt

Status: In Good Standing Licensed: 56 Years

FREE CONSULTATION

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4040 Civic Center Drive, San Rafael, CA 94903

Peter Hadiaris

Employment, Bankruptcy & Debt, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 39 Years

CONTACT

23 Pleasant Lane, San Rafael, CA 94901

Barrett Ramsey Pierce Schaefer

Commercial Real Estate, Litigation, Contract, Credit & Debt

Status: In Good Standing Licensed: 24 Years

CONTACT

790 Mission Ave, San Rafael, CA 94901

Russell Kieth Marne

Commercial Real Estate, Criminal, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 32 Years

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30 N San Pedro Rd, San Rafael, CA 94903

Catherine Eranthe

Tax, Lawsuit & Dispute, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 44 Years

CONTACT

4040 Civic Center Drive, San Rafael, CA 94903

Martin M. Fleisher

Commercial Real Estate, Foreign Investment, Corporate, Credit & Debt

Status: In Good Standing Licensed: 43 Years

CONTACT

336 Bon Air Ctr, Greenbrae, CA 94904

Robert E. Meshel

Employee Rights, Corporate, Credit & Debt, Products Liability

Status: In Good Standing Licensed: 61 Years

CONTACT

360 Evergreen Dr, Greenbrae, CA 94904

Paul Fredrick Goldsmith

Real Estate, Contract, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 44 Years

CONTACT

12 Pimlott Lane, Mill Valley, CA 94941

Tod Anthony Ditommaso

Trusts, Constitutional Law, Corporate, Credit & Debt

Status: In Good Standing Licensed: 37 Years

CONTACT

3020 Bridgeway, Sausalito, CA 94965

800-923-0641

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LEGAL TERMS

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

CREDIT FILE

See credit report.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

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Larkspur Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Malcolm Ruthven

Peter Hadiaris

Barrett Ramsey Pierce Schaefer

Russell Kieth Marne

Catherine Eranthe

Martin M. Fleisher

Robert E. Meshel

Paul Fredrick Goldsmith

Tod Anthony Ditommaso

TIPS

LEGAL TERMS

401(K) PLAN

UNSECURED DEBT

PRESUMED ABUSE

TRUTH IN LENDING ACT (TILA)

DISCHARGEABLE DEBTS

WORKOUT

CREDIT FILE

CREDIT BUREAU

GRACE PERIOD

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