Latah Bankruptcy & Debt Lawyer, Washington, page 2

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
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7. Profile

Timothy W. Durkop

Civil Rights, Collection, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 31 Years

CONTACT

9116 E. Sprague, Spokane, WA 99206

Joseph Patrick Hogan

Landlord-Tenant, Estate Planning, Contract, Commercial Bankruptcy

Status: In Good Standing Licensed: 25 Years

CONTACT

2829 S Grand Blvd, Spokane, WA 99203

Shawn D. Price-Sladich

Federal Appellate Practice, Employment Discrimination, Contract, Commercial Bankruptcy

Status: In Good Standing Licensed: 39 Years

CONTACT

2808 S Park Ln, Spokane, WA 99212

John Pierce

Federal, Civil Rights, Contract, Commercial Bankruptcy

Status: In Good Standing

CONTACT

Cheney, WA 99004

James A. Mc Devitt

Corporate, Municipal, Commercial Bankruptcy, Business & Trade

Status: In Good Standing Licensed: 50 Years

CONTACT

3605 S High Dr, Spokane, WA 99203

Julianne L. Hirsch

Bankruptcy

Status: In Good Standing Licensed: 38 Years

CONTACT

734 E 24Th Ave, Spokane, WA 99203

James Michael Murray

State Government, Estate Planning, Estate, Bankruptcy

Status: In Good Standing Licensed: 50 Years

CONTACT

921 W 29Th Ave, Spokane, WA 99203

Patricia Lynn Burns-Hart

Electronic Commerce, Life & Health, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 17 Years

CONTACT

911 W 5Th Ave, Spokane, WA 99204

Martin Gales

Federal Appellate Practice, Contract, Commercial Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 40 Years

CONTACT

3337 E 16th Ave, Spokane, WA 99223

Kevin Daniel O'Rourke

Credit & Debt, Bankruptcy, Bankruptcy & Debt, Medical Malpractice

Status: In Good Standing Licensed: 25 Years

CONTACT

421 W Riverside Ave, Spokane, WA 99201

800-923-0641

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LEGAL TERMS

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

FDCPA

See Fair Debt Collections & Practices Act.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

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Latah Bankruptcy & Debt Lawyer, Washington, page 2

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Timothy W. Durkop

Joseph Patrick Hogan

Shawn D. Price-Sladich

John Pierce

James A. Mc Devitt

Julianne L. Hirsch

James Michael Murray

Patricia Lynn Burns-Hart

Martin Gales

Kevin Daniel O'Rourke

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LEGAL TERMS

TRADE NAME

FDCPA

CREDIT REPORT

COLLECTION AGENCY

CREDIT BUREAU

FAIR CREDIT REPORTING ACT (FCRA)

REDEMPTION

ADMINISTRATIVE EXPENSES

REAFFIRMATION

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