Lebam Bankruptcy & Debt Lawyer, Washington, page 3

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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George Hunter Smylie

Estate Planning, Family Law, Administrative Law, Collection

Status: In Good Standing Licensed: 49 Years

CONTACT

Elma, WA 98541

Dale A. Mcbeth

Corporate, Collection, Elder Law, Family Law

Status: In Good Standing Licensed: 49 Years

CONTACT

125 Valley Meadows Loop, Chehalis, WA 98532

Corey James Larson

Administrative Law, Bankruptcy, Estate Planning, Securities Regulation

Status: In Good Standing Licensed: 22 Years

CONTACT

Longview, WA 98632

Ajai Singh Khalsa

General Practice

Status: In Good Standing Licensed: 25 Years

CONTACT

Littlerock, WA 98556

Christopher John Roubicek

Land Use & Zoning, Estate Planning, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 44 Years

CONTACT

Castle Rock, WA 98611

John Michael Clark

Insurance, Litigation, Bankruptcy, Family Law

Status: Suspended Licensed: 49 Years

CONTACT

312 W 2Nd St, Aberdeen, WA 98520

Michael David Kearney

Land Use & Zoning, Estate Planning, Environmental Law Other, Bankruptcy

Status: In Good Standing Licensed: 11 Years

CONTACT

2627 Trevue Ave Sw, Olympia, WA 98512

Herbert Irwin Lakefish

Contract, Credit & Debt, Corporate, Business & Trade

Status: Deceased Licensed: 58 Years

CONTACT

2330 Olympia Ln, Longview, WA 98632

Norman C. Dick

Insurance, Collection, Litigation, Civil Rights

Status: Inactive Licensed: 41 Years

CONTACT

133 Beacon Hill Dr, Longview, WA 98632

Brian Brault

International Tax, Estate Planning, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 14 Years

CONTACT

1700 Hudson St, Longview, WA 98632

800-923-0641

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LEGAL TERMS

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

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Lebam Bankruptcy & Debt Lawyer, Washington, page 3

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

George Hunter Smylie

Dale A. Mcbeth

Corey James Larson

Ajai Singh Khalsa

Christopher John Roubicek

John Michael Clark

Michael David Kearney

Herbert Irwin Lakefish

Norman C. Dick

Brian Brault

TIPS

LEGAL TERMS

CREDIT COUNSELING

SETOFF

NONEXEMPT PROPERTY

CREDITOR

BULK SALES LAW

FAIR CREDIT BILLING ACT (FCBA)

DEBIT CARD

TRADE DRESS

LOSS DAMAGE WAIVER (LDW)

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