Lilliwaup Bankruptcy & Debt Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Jason Newcombe

✓ VERIFIED

Criminal, Divorce & Family Law, Bankruptcy & Debt, Accident & Injury, Traffic

From our offices in Seattle and throughout the state of Washington, we help families solve difficult legal problems and move on with their lives. ... (more)

FREE CONSULTATION

CONTACT

800-699-2370

3025 Limited Ln NW, Olympia, WA 98502

John Anton Sterbick

✓ VERIFIED

Accident & Injury, Bankruptcy & Debt, Tax, Car Accident, Bankruptcy

For over 22 years, John A. Sterbick has been dedicated to providing thorough and experienced legal advice. Here at the Law Offices of John A. Sterbick... (more)

FREE CONSULTATION

CONTACT

800-878-4860

1010 South I Street, Tacoma, WA 98405

Richard N. Boe

Landlord-Tenant, Entertainment, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 17 Years

CONTACT

Seabeck, WA 98380

Michael John Havers

Contract, International Other, Commercial Bankruptcy, Business & Trade

Status: Inactive Licensed: 45 Years

CONTACT

13320 Seabeck Hwy Nw, Seabeck, WA 98380

Charles R Houle

Family Law, Civil Rights, Contract, Bankruptcy

Status: In Good Standing Licensed: 24 Years

CONTACT

Belfair, WA 98528

David Clark Bayley

Land Use & Zoning, Foreclosure, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 48 Years

CONTACT

Union, WA 98592

Michael D. Bohannon

Foreclosure, Contract, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 40 Years

CONTACT

6441 Ne North Shore Rd, Belfair, WA 98528

Robert Dryden Wilson-Hoss

Civil Rights, Corporate, Collection, Personal Injury

Status: In Good Standing Licensed: 46 Years

CONTACT

211 E Woodbridge Ln, Shelton, WA 98584

Richard D. Seward

Land Use & Zoning, Estate Planning, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 44 Years

CONTACT

6610 Gleneagle Ave SW, Port Orchard, WA 98367

Edward Emmett Wolfe

Civil Rights, Contract, Commercial Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 29 Years

CONTACT

11027 Impasse Pl Nw, Silverdale, WA 98383

800-923-0641

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LEGAL TERMS

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

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Lilliwaup Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Jason Newcombe

John Anton Sterbick

Richard N. Boe

Michael John Havers

Charles R Houle

David Clark Bayley

Michael D. Bohannon

Robert Dryden Wilson-Hoss

Richard D. Seward

Edward Emmett Wolfe

TIPS

LEGAL TERMS

DISPOSABLE INCOME

DISCHARGEABLE DEBTS

SECURED DEBT

GUARANTEED RESERVATION

DOING BUSINESS AS (DBA)

FAIR CREDIT BILLING ACT (FCBA)

TRUTH IN LENDING ACT (TILA)

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

PRIORITY DEBT

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