Little Compton Bankruptcy & Debt Lawyer, Rhode Island

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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Joseph P. Casale

Family Law, Criminal, Bankruptcy & Debt, Personal Injury

Status: In Good Standing

FREE CONSULTATION

CONTACT

Irongate 1, 438 East Main Road, Middletown, RI 02842

Richard S. Humphrey

Criminal, Civil & Human Rights, Bankruptcy, Accident & Injury

Status: In Good Standing

CONTACT

249 West Main Road, Little Compton, RI 02837

Timothy C. Cavazza

Foreclosure, Motor Vehicle, Lawsuit, Bankruptcy

Status: In Good Standing

CONTACT

49 Copper Beech Drive, Portsmouth, RI 02871

JOSHUA R KARNS

Accident & Injury, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

850 Aquidneck Avenue, Exeter, RI 02822

Jon Edward Cohen

Bankruptcy

Status: In Good Standing Licensed: 32 Years

CONTACT

28 Jacome Way, Middletown, RI 02842

Kristy J. Garside

Medicare & Medicaid, Estate, Divorce, Divorce & Family Law, Bankruptcy

Status: In Good Standing

CONTACT

55 Memorial Blvd, Newport, RI 02840

William J. Corcoran

Real Estate, Estate, Business, Bankruptcy & Debt

Status: In Good Standing

CONTACT

43-B Memorial Blvd, Newport, RI 02840

Christopher John McNally

Shipping, Visa, Criminal, Limited Liability Companies, Bankruptcy

Status: In Good Standing

CONTACT

130 Bellevue Avenue, Newport, RI 02840

Gregory B. Klaiber

Real Estate, Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: In Good Standing

CONTACT

38 Bellevue Ave, Newport, RI 02840

Patricia Antonelli

Commercial Real Estate, Banking & Finance, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

20 Dearborn Street, Newport, RI 02840

800-923-0641

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LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

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Little Compton Bankruptcy & Debt Lawyer, Rhode Island

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

Joseph P. Casale

Richard S. Humphrey

Timothy C. Cavazza

JOSHUA R KARNS

Jon Edward Cohen

Kristy J. Garside

William J. Corcoran

Christopher John McNally

Gregory B. Klaiber

Patricia Antonelli

TIPS

LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

DEFINED CONTRIBUTION PLAN

REPOSSESSION

CREDIT BUREAU

NONEXEMPT PROPERTY

SUBROGATION

COSIGNER

NO-FAULT INSURANCE

CREDITOR

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