Livingston County, NY Bankruptcy & Debt Lawyers

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Not enough matches for Livingston Bankruptcy & Debt lawyer.
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Susan Kathleen Duke

✓ VERIFIED

Criminal, Divorce & Family Law

LLM, Masters of Law, International Taxation

I consider communication to be a key aspect of the lawyer-client relationship, which is why I return phone calls and emails promptly. My clients have ... (more)

CONTACT

800-729-1461

3407 Rochester Road, Lakeville, NY 14480

Raymond Paul Sciarrino

✓ VERIFIED

Criminal, Real Estate, Personal Injury, Traffic, Estate

Licensed: 22 Years

Sciarrino & Sciarrino, P.C. is a criminal law firm serving Rochester and the surrounding areas of Livingston County and Wyoming County. For more than ... (more)

FREE CONSULTATION

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800-737-5751

106 Main St, Mount Morris, NY 14510

J. Michael Jones

Litigation

Status: In Good Standing

FREE CONSULTATION

CONTACT

31 Main Street, Geneseo, NY 14454

Gregory J. McCaffrey

General Practice

Status: In Good Standing

FREE CONSULTATION

CONTACT

31 Main Street, Geneseo, NY 14454

James Joseph Moran

General Practice

Status: In Good Standing Licensed: 32 Years

CONTACT

55 E Main St, Avon, NY 14414

Lisa Perla Schwartz

General Practice

Status: In Good Standing Licensed: 37 Years

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6274 E Avon Lima Rd, Avon, NY 14414

James L. Bradley

Real Estate, Industry Specialties, Environmental Law

Status: In Good Standing Licensed: 37 Years

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Avon, NY 14414

Paul Damato

General Practice

Status: In Good Standing Licensed: 42 Years

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6274 E Avon Lima Rd, Avon, NY 14414

Marcea Clark Tetamore

Real Estate, Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 33 Years

CONTACT

Avon, NY 14414

William J. Bruckel

General Practice

Status: Suspended Licensed: 77 Years

CONTACT

Wm J Bruckel Drive, Avon, NY 14414

800-923-0641

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Lawyer.com can help you easily and quickly find New York Bankruptcy & Debt Lawyers and New York Bankruptcy & Debt Law Firms. Find Bankruptcy & Debt attorneys by major city or select a city from the list of all New York cities. Alternatively you can search for Bankruptcy & Debt attorneys for all New York cities or search by county. You may also also find it useful to refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

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Livingston County, NY Bankruptcy & Debt Lawyers

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Susan Kathleen Duke

Raymond Paul Sciarrino

J. Michael Jones

Gregory J. McCaffrey

James Joseph Moran

Lisa Perla Schwartz

James L. Bradley

Paul Damato

Marcea Clark Tetamore

William J. Bruckel

TIPS

LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

LIEN

DEBIT CARD

NUISANCE FEES

WORKOUT

BANKRUPTCY

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

PREFERENCE

WINDING UP

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