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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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William Roy Scott

Federal Appellate Practice, Estate Planning, Business & Trade, Bankruptcy

Status: In Good Standing Licensed: 49 Years

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Craig Ray Hunt

Federal Appellate Practice, Estate Planning, Business & Trade, Bankruptcy

Status: In Good Standing Licensed: 41 Years

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Status: In Good Standing Licensed: 57 Years

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Divorce, Civil Rights, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 44 Years

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Stephen John Lesueur

Divorce, DUI-DWI, Civil Rights, Bankruptcy

Status: In Good Standing Licensed: 44 Years

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Stephen Lesueur

Divorce, DUI-DWI, Civil Rights, Bankruptcy

Status: In Good Standing Licensed: 44 Years

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115 N Broadway, Urbana, IL 61801

Brett Kepley

Workers' Compensation, Insurance, Bankruptcy, Personal Injury

Status: In Good Standing

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302 N First St, Champaign, IL 61820

Brett Alan Kepley

Workers' Compensation, Insurance, Bankruptcy, Personal Injury

Status: In Good Standing

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302 N First St, Champaign, IL 61820

Joseph Patrick Chamley

Municipal, Estate Planning, Banking & Finance, Bankruptcy

Status: In Good Standing Licensed: 30 Years

CONTACT

44 Main St, Champaign, IL 61820

Joseph Chamley

Municipal, Estate Planning, Banking & Finance, Bankruptcy

Status: In Good Standing Licensed: 30 Years

CONTACT

44 Main St, Champaign, IL 61820

800-923-0641

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LEGAL TERMS

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

COLLATERAL

Property that guarantees payment of a secured debt.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

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Loda Bankruptcy & Debt Lawyer, Illinois

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PMJ PLLC

SPONSORED LAWYERS

William Roy Scott

Craig Ray Hunt

Neill Paul Schurter

Roger L. Prillaman

Stephen John Lesueur

Stephen Lesueur

Brett Kepley

Brett Alan Kepley

Joseph Patrick Chamley

Joseph Chamley

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LEGAL TERMS

PREFERENCE

ADMINISTRATIVE EXPENSES

CREDIT REPORT

LIQUIDATING PARTNER

TRADE NAME

COLLATERAL

NONEXEMPT PROPERTY

CHAPTER 13 PLAN

DEBIT CARD

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