Lodi Bankruptcy & Debt Lawyer, California

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Lauren Pruett
About | Practice Areas
Gale, Angelo, Johnson & Pruett, P.C.
1430 Blue Oaks Blvd Suite 250 Roseville, CA 95747» view map
Bankruptcy & Debt Law
Results Driven Representation

Our mission is to give your real results in multiple practice areas including family law, bankruptcy, and consumer litigation.

800-988-9181
1. Lauren Pruett Roseville, CA
  Attorney at Law- CA, 2015
  McGeorge School of Law, J.D.
2. AboutGale, Angelo, Johnson & Pruett, P.C.
  Effective, Innovative, Results Driven Representation.
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Simran Singh Sekhon

Business, Bankruptcy, Trademark, Contract, Wills & Probate

Simran Sekhon is a practicing lawyer in the state of California.

CONTACT

800-916-0881

18826 N Lower Sacramento Rd, Woodbridge, CA 95258

Eurik O'Bryant

✓ VERIFIED

Bankruptcy & Debt, Wills & Probate, Intellectual Property, Landlord-Tenant

Eurik is a shareholder at Sekhon & O’Bryant specializing in the practice of contested trust and estate matters, probate administration, commercial l... (more)

CONTACT

800-916-0881

18826 North Lower Sacramento Rd, Woodbridge, CA 95258

Andrew Peter Rausch

Bankruptcy, Personal Injury, Contract, Dispute Resolution, Elder Law

Status: In Good Standing

CONTACT

1930 Tienda Dr, Lodi, CA 95242

Loris Larayne Bakken

Federal, Bankruptcy

Status: In Good Standing Licensed: 23 Years

CONTACT

404 W Pine St, Lodi, CA 95240

Luong Lechau

Immigration, Workers' Compensation, Contract, Bankruptcy

Status: In Good Standing Licensed: 26 Years

CONTACT

1163 E March Ln, Stockton, CA 95210

Len Randall Reidreynoso

Litigation, Estate, Business, Bankruptcy & Debt, Personal Injury

Status: In Good Standing

CONTACT

908 C St, Galt, CA 95632

Mary Ann F. Bird

Garnishment, Estate Administration, Consumer Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 24 Years

CONTACT

2111 W March Ln, Stockton, CA 95207

David Summerfield Vandyke

Bankruptcy, Bankruptcy & Debt, Personal Injury, Accident & Injury

Status: In Good Standing Licensed: 33 Years

CONTACT

2111 W March Ln, Stockton, CA 95207

David S. Van Dyke

Animal Bite, Criminal, Bankruptcy, Collection

Status: In Good Standing Licensed: 33 Years

CONTACT

2111 W March Ln, Stockton, CA 95207

Eric Alford

Divorce & Family Law, Divorce, Family Law, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

2155 West March Lane, Stockton, CA 95207

800-923-0641

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800-943-8690

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LEGAL TERMS

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

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Lodi Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Gale, Angelo, Johnson & Pruett, P.C.

SPONSORED LAWYERS

Simran Singh Sekhon

Eurik O'Bryant

Andrew Peter Rausch

Loris Larayne Bakken

Luong Lechau

Len Randall Reidreynoso

Mary Ann F. Bird

David Summerfield Vandyke

David S. Van Dyke

Eric Alford

TIPS

LEGAL TERMS

INTEREST

NO-FAULT INSURANCE

FORBEARANCE

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

CHAPTER 13 PLAN

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

CURRENT MONTHLY INCOME

GUARANTEED RESERVATION

DEBT COLLECTOR

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