Lopez Island Bankruptcy & Debt Lawyer, Washington

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Jason Newcombe
About Us | Services
Washington Law Group, PLLC
Proudly Serving The Greater Puget Sound RegionÂ» view map
Bankruptcy & Debt, Chapter 7, Chapter 13
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Bankruptcy is unquestionably one of the most powerful financial tools on the planet. Yet, many people struggle for years before even learning how easy it can be to qualify.

800-699-2370
1. Jason Newcombe Seattle, WA
  Attorney at Law - WA, 1999
  Boston College Law School, J.D. - 1997
2. About UsServing Washington
  Offices in Seattle, Bellevue, Tacoma, Everett, and Olympia
3. ServicesExperienced Attorneys
  We always offer a free initial consultation and case evaluation
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Zachary Mosner

International Tax, Credit & Debt, Collection, Bankruptcy

Status: In Good Standing Licensed: 45 Years

CONTACT

3708 Leeward Ln, Anacortes, WA 98221

Richard William Pierson

Litigation, Dispute Resolution, Civil Rights, Bankruptcy

Status: Deceased Licensed: 62 Years

CONTACT

4120 San Juan Blvd, Anacortes, WA 98221

David H. White

General Practice

Status: In Good Standing Licensed: 50 Years

CONTACT

4501 Fidalgo Bay Rd, Anacortes, WA 98221

Frances D. Buck

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Deceased Licensed: 74 Years

CONTACT

6210 Sunset Ave, Anacortes, WA 98221

Neli T Espe

Landlord-Tenant, Estate Planning, Contract, Commercial Bankruptcy

Status: In Good Standing

CONTACT

2114 Commercial Ave, Anacortes, WA 98221

Donna Marie Gibson

Foreclosure, Civil Rights, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 21 Years

CONTACT

1415 Commercial Ave, Anacortes, WA 98221

Robin J Barefield

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 89 Years

CONTACT

1004 Commercial Ave, Anacortes, WA 98221

Cheryl L. Mansfield

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 20 Years

CONTACT

1719 6Th St, Anacortes, WA 98221

Mary L. Mansfield

Commercial Bankruptcy, Commercial Real Estate, Federal, Real Estate

Status: In Good Standing Licensed: 58 Years

CONTACT

1719 6Th St, Anacortes, WA 98221

Douglas Noel Owens

Land Use & Zoning, Business & Trade, Administrative Law, Credit & Debt, Commercial Bankruptcy

Status: In Good Standing

CONTACT

Anacortes, WA 98221

800-923-0641

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LEGAL TERMS

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

COLLATERAL

Property that guarantees payment of a secured debt.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

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Lopez Island Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Washington Law Group, PLLC

SPONSORED LAWYERS

Zachary Mosner

Richard William Pierson

David H. White

Frances D. Buck

Neli T Espe

Donna Marie Gibson

Robin J Barefield

Cheryl L. Mansfield

Mary L. Mansfield

Douglas Noel Owens

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LEGAL TERMS

COSIGNER

REDEMPTION

LIABILITY

CHAPTER 13 PLAN

CHAPTER 7 BANKRUPTCY

SETOFF

COLLATERAL

NO-FAULT INSURANCE

FAIR CREDIT BILLING ACT (FCBA)

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