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Andrei Armas
About | Practice Areas
Armas & Joseph, APLC
1712 West Beverly Blvd Suite 201 Montebello, CA 90640» view map
Consumer Rights and Collection
We Fight For You

No matter what type of legal support you are looking for, we have the resources and expertise to help.

800-675-3790
1. Andrei Armas Montebello, CA
  Attorney at Law- CA
  California Western School of Law, J.D. 2014
2. AboutArmas & Joseph, APLC
  We Fight For You
3. Practice AreasExpertise
  Consumer Rights
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Andrei Armas

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Credit & Debt, Banking & Finance, Collection, Identity Theft, Consumer Rights

Andrei Armas is a Partner of Armas & Joseph, APLC specializing in consumer protection, class action litigation, and civil trials. Mr. Armas is admitt... (more)

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800-675-3790

1712 West Beverly Blvd, Montebello, CA 90640

Gregory Mark Fitzgerald

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Bankruptcy & Debt, Credit & Debt, Collection, Garnishment, Consumer Protection

Fitzgerald & Campbell is a Consumer Debt Defense Law Firm unlike any other. We provide affordable protection to consumers suffering from debt through... (more)

FREE CONSULTATION

CONTACT

800-732-9061

400 N. Tustin Ave., Santa Ana, CA 92705

William James Campbell

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Bankruptcy & Debt, Credit & Debt, Consumer Rights, Workout, Collection

William Campbell began his working career by serving in the United States Army as an infantryman in the 101st Airborne Division. After serving and ho... (more)

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855-709-5788

400 N. Tustin Ave., Santa Ana, CA 92705

Arthur W. Shwachman

Workers' Compensation, Family Law, Collection

Status: In Good Standing

FREE CONSULTATION

CONTACT

1901 West Pacific Avenue, West Covina, CA 91790

David R Gunnin

Corporate, Banking & Finance, Collection, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

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4648 Riverside Drive, Chino, CA 91710

Dennis M. Wu

Commercial Leasing, Business Successions, Business Organization, Collection

Status: In Good Standing

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801 S. Garfield Avenue, Alhambra, CA 91801

Donna R. Dishbak

Collection, Consumer Protection

Status: In Good Standing

FREE CONSULTATION

CONTACT

510 W 6th St, Los Angeles, CA 90014

John Alexander Hall

Americans with Disabilities Act , Corporate, Collection, Complex Litigation

Status: In Good Standing

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915 Wilshire Blvd., Los Angeles, CA 90017

Jonathan Leventhal

Corporate, Collection, Commercial Bankruptcy, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

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21550 Oxnard Street, Woodland Hills, CA 91367

Michael R. Lea

Insurance, Business, Collection, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

134 W. Wilshire Avenue, Fullerton, CA 92832

800-923-0641

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LEGAL TERMS

COLLATERAL

Property that guarantees payment of a secured debt.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

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Los Angeles Collection Lawyer, California

Sponsored Law Firm

Armas & Joseph, APLC

SPONSORED LAWYERS

Andrei Armas

Gregory Mark Fitzgerald

William James Campbell

Arthur W. Shwachman

David R Gunnin

Dennis M. Wu

Donna R. Dishbak

John Alexander Hall

Jonathan Leventhal

Michael R. Lea

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LEGAL TERMS

COLLATERAL

MEANS TEST

TRADE NAME

SECURED DEBT

FRAUDULENT TRANSFER

WORKOUT

GRACE PERIOD

CREDIT BUREAU

GENERAL PARTNER

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