Loves Park Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Thomas Laye

✓ VERIFIED

Accident & Injury, Divorce & Family Law, Estate, Bankruptcy & Debt, Business

Thomas was born and raised in Cherry Valley, Illinois. He attended Western Illinois University where he received his Bachelor’s in Law Enforcement a... (more)

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CONTACT

815-962-0044

308 West State Street, Rockford, IL 61101

Jeffry Allen Dahlberg

Estate, Criminal, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 34 Years

CONTACT

5130 North 2Nd Street, Loves Park, IL 61111

Jeffrey Dahlberg

Traffic, Estate Planning, Family Law, Bankruptcy

Status: In Good Standing Licensed: 34 Years

CONTACT

5130 North 2Nd Street, Loves Park, IL 61111

John J. Palmer

Criminal, Traffic, Transportation & Shipping, Bankruptcy

Status: In Good Standing Licensed: 21 Years

CONTACT

5010 N. 2Nd Street, Loves Park, IL 61111

Jyothi Ramana Martin

Traffic, Criminal, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 20 Years

CONTACT

5010 North Second Street, Loves Park, IL 61111

Adolfo Brandon Sanchez

Bankruptcy

Status: In Good Standing Licensed: 17 Years

CONTACT

114 Safe Landing St, Loves Park, IL 61115

Karl Koonmen

Real Estate, Traffic, Child Custody, Bankruptcy

Status: In Good Standing Licensed: 40 Years

CONTACT

535 Loves Park Drive, Loves Park, IL 61111

Sherry Kathleen Zack

Commercial Real Estate, Landlord-Tenant, Transactions, Collection

Status: In Good Standing Licensed: 33 Years

CONTACT

Loves Park, IL 61132

Sherry Zack

Commercial Real Estate, Landlord-Tenant, Transactions, Collection

Status: In Good Standing Licensed: 33 Years

CONTACT

Loves Park, IL 61132

Brian Buzard

Civil Rights, Collection, Estate Planning, Federal Appellate Practice

Status: In Good Standing Licensed: 33 Years

CONTACT

400 W State St, Rockford, IL 61101

800-923-0641

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LEGAL TERMS

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

FCBA

See Fair Credit Billing Act.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

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Loves Park Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Thomas Laye

Jeffry Allen Dahlberg

Jeffrey Dahlberg

John J. Palmer

Jyothi Ramana Martin

Adolfo Brandon Sanchez

Karl Koonmen

Sherry Kathleen Zack

Sherry Zack

Brian Buzard

TIPS

LEGAL TERMS

PRESUMED ABUSE

REDEMPTION

DISCHARGEABLE DEBTS

SOLE PROPRIETORSHIP

FCBA

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

AUTOMATIC STAY

TOXIC TORT

SECURED DEBT

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