Lowndes County, GA Bankruptcy & Debt Lawyers

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Chuck Douglas
About | Practice Areas
Wakhisi-Douglas LLC
2002 Summit Boulevard Suite 300 Atlanta, GA 30319» view map
Bankruptcy & Debt
We Fight Back and Win in Court

We’ve won hundreds of cases, and we’ve developed a reputation for resolving complex disputes favorably for our clients.

800-978-8941
1. Chuck Douglas Atlanta, GA
  Attorney at Law- GA
  Georgia State University College of Law, J.D. 2009
2. AboutWakhisi-Douglas LLC
  We Fight Back and Win in Court
3. Practice AreasExpertise
  Bankruptcy & Debt
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Thomas Dozier Lovett

Bankruptcy & Debt, Credit & Debt, Collection

Status: In Good Standing Licensed: 35 Years

FREE CONSULTATION

CONTACT

2912-b North Oak Street, Valdosta, GA 31602

Will Woodall

Business Organization, Banking & Finance, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 21 Years

CONTACT

1003 North Patterson Street, Valdosta, GA 31604

Charles Franklin Farrell

Bankruptcy, Bankruptcy & Debt, Professional Malpractice

Status: In Good Standing Licensed: 26 Years

CONTACT

100 N Patterson Street, Valdosta, GA 31601

Matthew Enos Eutzler

Dispute Resolution, Adoption, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

2611 North Patterson Street, Valdosta, GA 31604

David Eugene Mullis

Traffic, Civil Rights, Insurance, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

908 North Patterson Street, Valdosta, GA 31601

J. Stephen Gupton

Corporate, Civil Rights, Collection, Estate Planning

Status: In Good Standing

CONTACT

910 North Patterson Street, Valdosta, GA 31601

Orson Woodall

Bankruptcy & Debt, Bankruptcy, Collection, Credit & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

1003 N. Patterson Street, Valdosta, GA 31601

Howard Dasher

Residential Real Estate, Commercial Real Estate, Real Estate, Credit & Debt

Status: In Good Standing Licensed: 23 Years

CONTACT

311 N. Patterson Street, Valdosta, GA 31601

John Edward Dalton

Real Estate, Estate, Bankruptcy

Status: In Good Standing Licensed: 24 Years

CONTACT

201 E. Gordon St., Valdosta, GA 31603

David Bradley Folsom

Real Estate, Government, Business, Credit & Debt

Status: In Good Standing Licensed: 27 Years

CONTACT

2611 N. Patterson Street, Valdosta, GA 31602

800-923-0641

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LEGAL TERMS

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

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Lowndes County, GA Bankruptcy & Debt Lawyers

Sponsored Law Firm

Wakhisi-Douglas LLC

SPONSORED LAWYERS

Thomas Dozier Lovett

Will Woodall

Charles Franklin Farrell

Matthew Enos Eutzler

David Eugene Mullis

J. Stephen Gupton

Orson Woodall

Howard Dasher

John Edward Dalton

David Bradley Folsom

TIPS

LEGAL TERMS

REAFFIRMATION

WINDING UP

FAIR CREDIT REPORTING ACT (FCRA)

BANKRUPTCY TRUSTEE

LIABILITY

PRIORITY DEBT

CREDIT INSURANCE

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

SECRET WARRANTY PROGRAM

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