Lyman Bankruptcy & Debt Lawyer, Washington, page 2

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Christine Bell

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 18 Years

CONTACT

19521 105Th Ave Ne, Arlington, WA 98223

James Caroden Hole

Federal, Business & Trade, Contract, Commercial Bankruptcy

Status: In Good Standing Licensed: 48 Years

CONTACT

18423 114Th Dr Ne, Arlington, WA 98223

Scott Erik Stafne

Real Estate, Credit & Debt, Foreclosure

Status: In Good Standing Licensed: 51 Years

CONTACT

239 N Olympic Ave, Arlington, WA 98223

Rebecca A. Morin

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 55 Years

CONTACT

1009 E 5Th St, Arlington, WA 98223

Sandra Kerstine Putney

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 44 Years

CONTACT

17609 24Th Ave Nw, Arlington, WA 98223

Brenda Lynn Wahl

Commercial Bankruptcy, Landlord-Tenant, Business, Commercial Real Estate

Status: Inactive Licensed: 73 Years

CONTACT

3026 282Nd St Ne, Arlington, WA 98223

Lydia A. Weitz

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: In Good Standing Licensed: 59 Years

CONTACT

25712 43Rd Ave Ne, Arlington, WA 98223

Priscilla Carey-Cordoba

Insurance, Collection, Elder Law, Estate Planning

Status: In Good Standing

CONTACT

Arlington, WA 98223

Felicia M. Cisneros

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: In Good Standing Licensed: 75 Years

CONTACT

104 S Olympic Ave, Arlington, WA 98223

Jay Carey

Elder Law, Contract, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 52 Years

CONTACT

420 North McLeod, Arlington, WA 98223

800-923-0641

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LEGAL TERMS

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

CCCS

See Consumer Credit Counseling Service.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

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Lyman Bankruptcy & Debt Lawyer, Washington, page 2

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Christine Bell

James Caroden Hole

Scott Erik Stafne

Rebecca A. Morin

Sandra Kerstine Putney

Brenda Lynn Wahl

Lydia A. Weitz

Priscilla Carey-Cordoba

Felicia M. Cisneros

Jay Carey

TIPS

LEGAL TERMS

SETOFF

COLLECTION AGENCY

SECRET WARRANTY PROGRAM

DISCHARGEABLE DEBTS

CCCS

MEANS TEST

FRATERNAL BENEFIT SOCIETY BENEFITS

CREDIT COUNSELING

REDEMPTION

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