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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Thomas H. Thornhill

Real Estate, Lawsuit & Dispute, Environmental Law Other, Bankruptcy

Status: In Good Standing Licensed: 50 Years

CONTACT

4479 64Th St, Holland, MI 49423

Kimberly Kolenbrander Mauer

Estate Planning, Estate, Banking & Finance, Commercial Bankruptcy

Status: In Good Standing Licensed: 41 Years

CONTACT

330 Roosevelt Ave, Holland, MI 49424

Denise Linn Nestel

Construction, Divorce & Family Law, DUI-DWI, Collection

Status: In Good Standing Licensed: 33 Years

CONTACT

112 Greenhill Dr, Holland, MI 49424

Raymond J. Pater

Family Law, Divorce & Family Law, Collection

Status: In Good Standing Licensed: 41 Years

CONTACT

704 Michigan Ave, Holland, MI 49423

Diane Lynn Mancinelli

Litigation, Employee Rights, Corporate, Credit & Debt

Status: In Good Standing Licensed: 41 Years

CONTACT

430 E. 8Th Street, Holland, MI 49423

Jessica Arends

Estate Planning, Employee Rights, Elder Law, Consumer Bankruptcy, Trusts

Status: In Good Standing

CONTACT

Holland, MI 49422

Marcia R. Meoli

Foreclosure, Biotechnology, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 42 Years

CONTACT

17 W 10Th St, Holland, MI 49423

Anita K. Nyhuis

Estate, Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: In Good Standing

CONTACT

1008 Maplewood Ct, Holland, MI 49423

Dolores Trese

Family Law, Consumer Rights, Elder Law, Consumer Bankruptcy

Status: In Good Standing Licensed: 34 Years

CONTACT

636 Hastings Ave, Holland, MI 49423

Robert E. Schreur

Accident & Injury, Criminal, Bankruptcy, Business & Trade

Status: In Good Standing Licensed: 29 Years

CONTACT

503 Century Ln, Holland, MI 49422

800-923-0641

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LEGAL TERMS

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

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Macatawa Bankruptcy & Debt Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Thomas H. Thornhill

Kimberly Kolenbrander Mauer

Denise Linn Nestel

Raymond J. Pater

Diane Lynn Mancinelli

Jessica Arends

Marcia R. Meoli

Anita K. Nyhuis

Dolores Trese

Robert E. Schreur

TIPS

LEGAL TERMS

GUARANTOR

SETOFF

SECRET WARRANTY PROGRAM

CHAPTER 13 PLAN

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

FRATERNAL BENEFIT SOCIETY BENEFITS

UNSECURED DEBT

DISPOSABLE INCOME

TRADE NAME

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