Madison Credit & Debt Lawyer, California

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Lauren Pruett
About | Practice Areas
Gale, Angelo, Johnson & Pruett, P.C.
1430 Blue Oaks Blvd Suite 250 Roseville, CA 95747» view map
Bankruptcy & Debt Law
Results Driven Representation

Our mission is to give your real results in multiple practice areas including family law, bankruptcy, and consumer litigation.

800-988-9181
1. Lauren Pruett Roseville, CA
  Attorney at Law- CA, 2015
  McGeorge School of Law, J.D.
2. AboutGale, Angelo, Johnson & Pruett, P.C.
  Effective, Innovative, Results Driven Representation.
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Justin C Lowenthal

Foreign Investment, Science, Technology & Internet, Corporate, Credit & Debt

Status: In Good Standing

CONTACT

777 F St, Davis, CA 95616

Anne M. Campbell

Real Estate, Trusts, Elder Law, Credit & Debt

Status: In Good Standing Licensed: 40 Years

CONTACT

190 S Orchard, Vacaville, CA 95688

Sean James Gavin

Civil Rights, Contract, Business, Credit & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

3947 Lennane Dr, Sacramento, CA 95834

Linda Dianne Deos

Other, Credit & Debt, Collection, Bankruptcy

Status: In Good Standing Licensed: 29 Years

CONTACT

428 J Street, Sacramento, CA 95814

Patrick Riazi

Contract, Credit & Debt, Bankruptcy, Litigation

Status: In Good Standing Licensed: 22 Years

CONTACT

428 J Street, Sacramento, CA 95814

Paul Joseph Pascuzzi

Litigation, Business, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 34 Years

CONTACT

500 Capitol Mall, Sacramento, CA 95814

Mark William Storm

Corporate, Credit & Debt, Employee Rights, Government Contract

Status: In Good Standing Licensed: 26 Years

CONTACT

300 Capitol Mall, Sacramento, CA 95814

Christopher John Fry

Civil Rights, Contract, Credit & Debt, Products Liability

Status: In Good Standing Licensed: 10 Years

CONTACT

980 9Th St, Sacramento, CA 95814

Matthew Ronald Eason

Litigation, Workers' Compensation, Credit & Debt, Personal Injury

Status: In Good Standing

CONTACT

1234 H Street, Sacramento, CA 95814

Robert Scott Kennard

Trusts, Credit & Debt, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 42 Years

CONTACT

Sacramento, CA 95853

800-923-0641

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LEGAL TERMS

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

COLLATERAL

Property that guarantees payment of a secured debt.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

CREDIT FILE

See credit report.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

... This lawsuit arises from the efforts of defendant National Credit Acceptance, Inc., to collect a consumer debt from plaintiff Anastasiya Komarova that she did not owe. ... The plaintiffs there, like plaintiff here, were pursued for payment of a credit card debt they did not owe. ...

Dey v. Continental Central Credit

... K. Dey appeals a judgment of dismissal entered after the court sustained without leave to amend the demurrer of Continental Central Credit (Continental) and ... et seq.) Dey contends he stated a cause of action based on a fee defendants charged him to collect a debt he owed a ...

Liceaga v. Debt Recovery Solutions, LLC

... Despite her pleas to the agency that she was a victim of identity theft and had no Sprint account, they appear to have disbelieved her and ultimately reported her "default" to several credit reporting agencies, without advising that the debt was contested, thus harming her credit ...

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Madison Credit & Debt Lawyer, California

Sponsored Law Firm

Gale, Angelo, Johnson & Pruett, P.C.

SPONSORED LAWYERS

Justin C Lowenthal

Anne M. Campbell

Sean James Gavin

Linda Dianne Deos

Patrick Riazi

Paul Joseph Pascuzzi

Mark William Storm

Christopher John Fry

Matthew Ronald Eason

Robert Scott Kennard

TIPS

LEGAL TERMS

DEFINED CONTRIBUTION PLAN

COLLATERAL

SUBROGATION

CREDIT FILE

DISCHARGE (OF DEBTS)

DISPOSABLE INCOME

LOSS DAMAGE WAIVER (LDW)

CHAPTER 13 PLAN

FAIR CREDIT REPORTING ACT (FCRA)

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

Dey v. Continental Central Credit

Liceaga v. Debt Recovery Solutions, LLC

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