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Gary Schafkopf
About | Practice Areas
Schafkopf Law LLC
11 Bala Ave Bala Cynwyd, PA 19004» view map
Bankruptcy & Debt
We Are Here To Help You

Gary Schafkopf is a practicing lawyer in the states of Pennsylvania and New Jersey who focuses on cases in Bankruptcy & Debt, Employment, and Real Estate.

800-970-4781
1. Gary Schafkopf Bala Cynwyd, PA
  Attorney at Law- PA, 1999
  Schafkopf Law LLC
2. AboutSchafkopf Law LLC
  We Are Here To Help You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Eric P. LeBoeuf

Animal Bite, Construction Contracts, Construction Liens, Consumer Bankruptcy

Status: In Good Standing

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2 North Union Street, Manahawkin, NJ 08050

Joseph Purrazzella

Social Security -- Disability, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

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3 Franklin Avenue, Toms River, NJ 08754

Sally Cann Purrazzella

Social Security -- Disability, Family Law, Collection, Banking & Finance

Status: In Good Standing

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3 Franklin Ave, Toms River, NJ 08754

Michael S. Cohen

Construction, Mental Health, Environmental Law, Collection

Status: In Good Standing

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98 East Water Street, Toms River, NJ 08753

Joseph Albanese

Bankruptcy & Debt, Consumer Bankruptcy, Workout, Foreclosure

Status: In Good Standing

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915 Lacey Road, Forked River, NJ 08731

David A. Semanchik

Criminal, Corporate, Business Organization, Bankruptcy

Status: In Good Standing Licensed: 34 Years

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248R Washington St, Toms River, NJ 08753

Diana L. Anderson

Pension & Benefits, Juvenile Law, Elder Law, Collection

Status: In Good Standing

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512 Main Street, Toms River, NJ 08753

Diana Lynne Anderson

Elder Law, Administrative Law, Bankruptcy, Medical Malpractice

Status: In Good Standing

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512 Main Street, Toms River, NJ 08753

Shaun Byrne

Bankruptcy & Debt, Criminal, State and Local, Municipal

Status: In Good Standing

CONTACT

204 N Genoa Ave, Egg Harbor City, NJ 08215

Daniel Straffi

Bankruptcy

Status: In Good Standing

CONTACT

Toms River, NJ 08753

800-923-0641

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LEGAL TERMS

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

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Manahawkin Bankruptcy & Debt Lawyer, New Jersey

Sponsored Law Firm

Schafkopf Law LLC

SPONSORED LAWYERS

Eric P. LeBoeuf

Joseph Purrazzella

Sally Cann Purrazzella

Michael S. Cohen

Joseph Albanese

David A. Semanchik

Diana L. Anderson

Diana Lynne Anderson

Shaun Byrne

Daniel Straffi

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LEGAL TERMS

DEBT COLLECTOR

NONDISCHARGEABLE DEBTS

PRESUMED ABUSE

LIEN

COSIGNER

SECURED DEBT

LOSS DAMAGE WAIVER (LDW)

DISCHARGEABLE DEBTS

SECRET WARRANTY PROGRAM

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