Manchester Bankruptcy & Debt Lawyer, Washington, page 2

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Jason Newcombe
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Washington Law Group, PLLC
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Bankruptcy & Debt, Chapter 7, Chapter 13
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Bankruptcy is unquestionably one of the most powerful financial tools on the planet. Yet, many people struggle for years before even learning how easy it can be to qualify.

800-699-2370
1. Jason Newcombe Seattle, WA
  Attorney at Law - WA, 1999
  Boston College Law School, J.D. - 1997
2. About UsServing Washington
  Offices in Seattle, Bellevue, Tacoma, Everett, and Olympia
3. ServicesExperienced Attorneys
  We always offer a free initial consultation and case evaluation
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Robyn Lynn Carlisle

Business, Bankruptcy & Debt, Accident & Injury

Status: Deceased Licensed: 33 Years

CONTACT

3418 Madrona Drive Se, Port Orchard, WA 98366

Robyn L. Carlisle

Business, Bankruptcy & Debt, Accident & Injury

Status: Deceased

CONTACT

3418 Madrona Drive Se, Port Orchard, WA 98366

Rhonda Bentley

Commercial Bankruptcy, Commercial Real Estate, Contract, Estate Planning

Status: Inactive Licensed: 21 Years

CONTACT

617 Tufts Ave E, Port Orchard, WA 98366

Chardon R. May

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 71 Years

CONTACT

1327 Trenton Ave, Bremerton, WA 98310

Jennifer D. Foucher

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Suspended Licensed: 95 Years

CONTACT

Southworth, WA 98386

Lincoln J. Miller

Estate Planning, Civil Rights, Business & Trade, Commercial Bankruptcy

Status: In Good Standing

CONTACT

4566 Flying Goat Ave Ne, Bainbridge Island, WA 98110

Amanda E. B. Harvey

Business, Government, Corporate, Credit & Debt, Estate Planning

Status: In Good Standing Licensed: 22 Years

CONTACT

345 6th St, Bremerton, WA 98337

Joan E Sprague

Commercial Bankruptcy, Contract, Civil Rights, Corporate

Status: Inactive Licensed: 53 Years

CONTACT

500 Pacific Ave, Bremerton, WA 98337

Wesley A Larson

Commercial Real Estate, Land Use & Zoning, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 24 Years

CONTACT

423 Pacific Ave, Bremerton, WA 98337

Thomas Randolph Dreiling

Collection, Dispute Resolution, Civil Rights, Construction

Status: In Good Standing Licensed: 52 Years

CONTACT

4448 Rockaway Beach Rd Ne, Bainbridge Island, WA 98110

800-923-0641

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LEGAL TERMS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

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Manchester Bankruptcy & Debt Lawyer, Washington, page 2

Sponsored Law Firm

Washington Law Group, PLLC

SPONSORED LAWYERS

Robyn Lynn Carlisle

Robyn L. Carlisle

Rhonda Bentley

Chardon R. May

Jennifer D. Foucher

Lincoln J. Miller

Amanda E. B. Harvey

Joan E Sprague

Wesley A Larson

Thomas Randolph Dreiling

TIPS

LEGAL TERMS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

HOUSEHOLDER

AUTOMATIC STAY

FAIR CREDIT BILLING ACT (FCBA)

REPOSSESSION

BANKRUPTCY

LIEN

CREDIT REPORT

PRESUMED ABUSE

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