Manson Bankruptcy & Debt Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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David Reagan Hellyer

Land Use & Zoning, Estate Planning, Business & Trade, Commercial Bankruptcy

Status: Inactive Licensed: 50 Years

CONTACT

Chelan, WA 98816

Shannon Mary Moreau

Civil Rights, Contract, Collection, Personal Injury

Status: In Good Standing Licensed: 21 Years

CONTACT

Twisp, WA 98856

James Myron Danielson

Dispute Resolution, Agriculture, Civil Rights, Commercial Bankruptcy

Status: Deceased Licensed: 53 Years

CONTACT

1530 Country Club Dr, East Wenatchee, WA 98802

Bryce Jason Mackay

Estate Planning, Guardianships & Conservatorships, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 14 Years

CONTACT

227 Ohme Garden Rd, Wenatchee, WA 98801

Joseph Colbert Brown

Banking & Finance, Estate Planning, Commercial Real Estate, Commercial Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

200 Aplets Way, Cashmere, WA 98815

Stephen Robert Crossland

Land Use & Zoning, Estate Planning, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 51 Years

CONTACT

Cashmere, WA 98815

John Kirk Bromiley

Real Estate, Business & Trade, Commercial Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 50 Years

CONTACT

227 Ohme Garden Rd., Wenatchee, WA 98801

Clay M Gatens

Commercial Real Estate, Land Use & Zoning, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 21 Years

CONTACT

2600 Chester Kimm Rd, Wenatchee, WA 98801

Joseph Robert Jackson

Estate Planning, Family Law, Corporate, Credit & Debt

Status: In Good Standing Licensed: 42 Years

CONTACT

Wenatchee, WA 98807

William Joseph Smith

Landlord-Tenant, Traffic, Contract, Bankruptcy

Status: Deceased Licensed: 54 Years

CONTACT

810 S Mission St, Wenatchee, WA 98801

800-923-0641

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LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

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Manson Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

David Reagan Hellyer

Shannon Mary Moreau

James Myron Danielson

Bryce Jason Mackay

Joseph Colbert Brown

Stephen Robert Crossland

John Kirk Bromiley

Clay M Gatens

Joseph Robert Jackson

William Joseph Smith

TIPS

LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

REAFFIRMATION

TRUTH IN LENDING ACT (TILA)

CHAPTER 13 PLAN

DEBIT CARD

GARNISHMENT

NONEXEMPT PROPERTY

CREDIT REPORT

CREDIT COUNSELING

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